Universal / Commercial Bank

Deposit-taking, loan-making US bank holding companies that operate multiple business segments (consumer / wealth / commercial / capital markets) on a single regulated balance sheet. Revenue is split between net interest income (NII, the spread on loans + securities funded by deposits and wholesale debt) and noninterest income (fees from cards, service charges, investment banking, trading, asset ma

Each company on its own headline number

TickerCompanyTheir metricPeriodYoYA year ago
BANCBanc of California, Inc.Provision for Credit LossesFY2026-Q2-11.3%+255.5%
EBMTEagle Bancorp Montana, Inc.Commercial Real Estate LoansFY2026-Q2+102.7%+7.7%
CHCOCity Holding CompanyNonperforming AssetsFY2026-Q2-25.4%+39.2%
TSBKTimberland Bancorp, Inc.Loan originationsFY2026-Q3+63.0%+10.3%
ISTRInvestar Holding CorporationTotal DepositsFY2026-Q2+37.2%+5.9%
OPHCOptimumBank Holdings, Inc.Total DepositsFY2026-Q2+37.7%+15.2%
CBANColony Bankcorp, Inc.Small Business Specialty Lending Production VolumeFY2026-Q2-17.7%-38.8%
COLBColumbia Banking System, Inc.Loans - New OriginationsFY2025-Q4+22.9%+4.9%
PNCThe PNC Financial Services Group, Inc.Average total loansFY2026-Q2+12.5%+0.9%
HWCHancock Whitney CorporationGrand Total loans outstandingFY2026-Q2+5.8%-2.8%
FINWFinWise BancorpNet Interest MarginFY2026-Q2+5.9 pts-2.5 pts
WASHWashington Trust Bancorp, Inc.Total loansFY2026-Q2-0.4%-8.6%
EQBKEquity Bancshares, Inc.Efficiency ratioFY2026-Q2-10.2 pts-2.4 pts
ASRVAmeriServ Financial, Inc.Fair market value of wealth management assetsFY2026-Q2+7.7%+0.0%
UVSPUnivest Financial CorporationAssets under management and supervisionFY2026-Q2+14.8%+8.0%
WFCWells Fargo & CompanyNet interest incomeFY2026-Q2+5.1%-1.7%
PGCPeapack-Gladstone Financial CorporationWealth management assets under management and administrationFY2026-Q2+13.0%+7.0%
CMCanadian Imperial Bank of CommerceLiquidity Coverage Ratio, AverageFY2026-Q1+1.0 pts-5.0 pts
RVSBRiverview Bancorp, Inc.Riverview Trust Company assets under managementFY2027-Q1+5.8%+0.2%
ORRFOrrstown Financial Services, Inc.Fee income to total revenue ratioFY2026-Q1+4.9 pts-0.6 pts
MVBFMVB Financial Corp.Total risk staffingFY2026-Q1+0.0%-5.4%
CCBCoastal Financial CorporationActive Banking as a Service partnersFY2026-Q2+10.0%+5.3%
MBWMMercantile Bank CorporationNoninterest-Bearing Deposits to Total DepositsFY2026-Q2+2.0 pts-2.0 pts
COFCapital One Financial CorporationCredit Card purchase volumeFY2026-Q2+26.0%+22.0%
PEBKPeoples Bancorp of North Carolina, Inc.Core depositsFY2026-Q2+5.9%+2.3%
AVBHAvidbank Holdings, Inc.Efficiency ratioFY2026-Q2-5.7 pts-2.1 pts
AMTBAmerant Bancorp Inc.Loan-to-Deposit RatioFY2026-Q2-4.3 pts-7.3 pts
SBSISouthside Bancshares, Inc.Noninterest-bearing deposits as a percentage of total depositsFY2026-Q2+2.2 pts-0.4 pts
TCBKTriCo BancsharesEfficiency RatioFY2026-Q2-3.2 pts-0.6 pts
WABCWestamerica BancorporationEfficiency ratio on a fully taxable equivalent basisFY2026-Q2+2.0 pts+4.3 pts
WALWestern Alliance BancorporationTotal Loans, HFIFY2026-Q2+8.9%+6.7%
TCBITexas Capital Bancshares, Inc.Net interest marginFY2026-Q2+1.2 pts-1.0 pts
SCHWThe Charles Schwab CorporationTotal client assetsFY2026-Q2+21.6%+20.0%
CTBICommunity Trust Bancorp, Inc.Total nonperforming loansFY2026-Q2+21.7%+23.2%
JPMJPMorgan Chase & Co.Assets under managementFY2026-Q1+16.6%+15.2%
BHRBBurke & Herbert Financial Services Corp.Non-performing loans to total loansFY2026-Q2-0.3 pts+1.0 pts
BACBank of America CorporationEfficiency ratioFY2026-Q1-3.6 pts-2.4 pts
WTBAWest Bancorporation, Inc.Estimated Uninsured DepositsFY2026-Q2+0.0 pts+0.9 pts
AXAxos Financial, Inc.Return on equityFY2026-Q4-1.2 pts-2.0 pts
BOHBank of Hawaii CorporationTotal loans and leases excluding Paycheck Protection Program loansFY2026-Q2+2.1%+1.3%

Where they use the same metric

  • Net Interest Margin — reported by 77 of 361
  • Net interest margin — reported by 55 of 361
  • Efficiency ratio — reported by 48 of 361
  • Tangible book value per share — reported by 45 of 361
  • Return on Average Assets — reported by 36 of 361
  • Allowance for credit losses coverage ratio — reported by 28 of 361
  • Tangible book value per common share — reported by 24 of 361
  • Total risk-based capital ratio — reported by 23 of 361

A side-by-side appears only when three or more companies report the same metric in the same unit under their own definition. Companies are listed in value order, not ranked: whether a higher number is better is not asserted.

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