Columbia Banking System, Inc. (COLB) Stock

Columbia Banking System, Inc. (COLB) is a Financials stock trading at $30.84 (as of 2026-08-20), with a market capitalization of $8.72B and a trailing P/E of 12.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Columbia Banking System, Inc. is the bank holding company for Columbia State Bank, providing personal and business banking products and services in the United States, including deposit accounts, lending, cards, and digital banking. It also offers treasury and other commercial services and wealth management such as financial planning.

Understand Columbia Banking System, Inc.: how it makes money

Columbia Banking System provides banking products and services to small and medium-sized businesses, professionals, and individuals in the United States, including personal and business banking accounts, mortgages and other loans, cards, and digital banking services, with income tied to its lending and deposit businesses.

Operating performance is shown through Pre-Provision Net Revenue (Operating), which helps investors track profitability before credit-related impacts tied to loan quality are reflected.

Business quality (Solid): This is a traditional banking model where investors can focus on the size and movement of the loan and deposit base, and on reported Problem Loans balances as an early signal for credit risk.

Valuation: At 12× earnings, COLB trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Loan and funding scale are measurable and tracked each quarter: In the latest period, Loan Portfolio (Including Owner-Occupied Commercial Real Estate) was 47.7 USD_B and Deposits were 42.0 USD_B.
  • Credit quality is disclosed via specific problem-loan categories: Problem Loans (Loans Rated Watch or Worse) were 0.8 USD_B and Problem Loans (Loans Rated Lot or Worse) were 0.72 USD_B.

Bear case

  • Credit risk can show up in problem-loan balances and may pressure results: Problem Loans balances are material measures, and increases in Problem Loans (Loans Rated Watch or Worse) or Problem Loans (Loans Rated Lot or Worse) could be a negative driver.
  • Earnings momentum can depend on new lending activity: New Loan Origination Volume was 1.2 USD_B, and other origination measures (such as New Originations at 0.6 USD_B) indicate that credit creation can vary quarter to quarter.
Valuation — source: SEC EDGAR (first-party)
Price$30.84
Market Cap$8.72B
P/E Ratio12.7
Price / Book1.16
Price / Sales2.74
DCF Value (model)$30.68
DCF Upside vs Price-0.5%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$177.00M
Net Margin310.7%
Revenue Growth (YoY)18.9%
EPS Growth (YoY)-9.8%
Valuation vs Sector & Industry
Stock P/E12.7
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-16.2%
vs Industry-1.8%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($829.49M)
Institutional Holders Tracked10
Congressional Trades (recent)4
Company
SectorFinancials
IndustryBanking
CEOClint E. Stein
Employees4,721
CountryUS
IPO Date1992-06-16

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COLB earnings history · COLB institutional & insider holders · COLB KPIs & operating metrics · COLB financials · COLB investor presentations & press releases · COLB SEC filings · COLB peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.