Southside Bancshares, Inc. (SBSI) is a Financials stock trading at $32.05 (as of 2026-08-21), with a market capitalization of $955.49M and a trailing P/E of 12.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides a range of financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company's loan portfolio comprises consumer loans that include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also offers wealth management and trust services consisting of investment management, administration, revocable and testamentary trusts, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. As of December 31, 2021, the company operated through 56 banking facilities and 73 ATMs/ITMs. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Southside Bancshares, Inc. operates Southside Bank and provides deposit products and consumer and commercial loans to individuals, businesses, municipal entities, and nonprofit organizations. It makes money through the return on its loan portfolio, funded in part by customer deposits and other available funding sources.
For a bank holding company, the profit engine is the combination of loan performance and funding-driven returns, with operating efficiency and credit outcomes (nonperforming assets, net charge-offs) acting as key moderators.
Business quality (Solid): This is a traditional regional bank model where the provided operating metrics focus on efficiency and asset quality, and the key datapoints for credit and profitability are present. A clean segment breakdown of revenue is not provided here, so understanding which activities drive results is limited.
Valuation: At 15× earnings, SBSI trades 18% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $32.05 |
| Market Cap | $955.49M |
| P/E Ratio | 12.2 |
| EV / EBITDA | 6.8 |
| Price / Book | 1.08 |
| Price / Sales | 2.33 |
| FCF Yield | 23.0% |
| DCF Value (model) | $33.12 |
| DCF Upside vs Price | 3.3% |
| Revenue (TTM) | $403.07M |
| Net Margin | 17.2% |
| Revenue Growth (YoY) | -6.2% |
| EPS Growth (YoY) | -2.8% |
| Stock P/E | 12.2 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 13.0 |
| vs Sector | -19.1% |
| vs Industry | -5.9% |
| Top Institutional Holder | BlackRock, Inc. ($130.62M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 2 |
| Sector | Financials |
| Industry | Banking |
| CEO | Keith Donahoe |
| Employees | 778 |
| Country | US |
| IPO Date | 1998-05-13 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.