Avidbank Holdings, Inc. (AVBH) is a Financials stock trading at $32.17 (as of 2026-08-21), with a market capitalization of $353.34M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services. Furthermore, the company offers online and mobile banking services. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.
Avidbank Holdings is a bank holding company that provides deposit products and lending (including lines of credit and term loans) to small and middle-market businesses, professionals, and individuals, primarily in Santa Clara, San Mateo, and San Francisco counties. It makes money by extending loans funded in part by customer deposits and earning income from these core banking activities.
Bank earnings are driven by turning deposits into loans that stay performing, because loan credit performance (non-performing, criticized, and classified loans) ultimately determines how much of the bank’s pre-provision profitability is protected after loan-loss provisions.
Business quality (Mixed): Good availability of key operating credit and funding metrics (deposits and non-performing/criticized/classified loans) for 2026-03-31, but there is no clean official segment revenue breakdown in the provided inputs, and the financial snapshot shows revenue as 0.0 with an abnormally large operating margin number, suggesting limited data quality or missing line items.
| Price | $32.17 |
| Market Cap | $353.34M |
| Price / Book | 1.19 |
| FCF Yield | 17.5% |
| Revenue (TTM) | $145.75M |
| Net Margin | -13.4% |
| Revenue Growth (YoY) | 2496.0% |
| EPS Growth (YoY) | -6.5% |
| FCF Growth (YoY) | 87.2% |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 13.0 |
| Top Institutional Holder | Patriot Financial Partners GP II, L.P. ($29.95M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Mark D. Mordell |
| Employees | 148 |
| Country | US |
| IPO Date | 2025-08-05 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.