AmeriServ Financial, Inc. (ASRV) Stock

AmeriServ Financial, Inc. (ASRV) is a Financials stock trading at $3.88 (as of 2026-06-18), with a market capitalization of $63.62M and a trailing P/E of 11.5. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

AmeriServ Financial, Inc. is the bank holding company for AmeriServ Financial Bank, providing consumer, mortgage, and commercial banking products. It offers deposit accounts and related services, consumer and mortgage lending, commercial real estate and other business lending, and personal and institutional trust services for individuals and employee benefit plans.

Valuation — source: SEC EDGAR (first-party)

Price	$3.88
Market Cap	$63.62M
P/E Ratio	11.5
EV / EBITDA	3.0
Price / Book	0.54
Price / Sales	4.37
Dividend Yield	3.1%
DCF Value (model)	$5.61
DCF Upside vs Price	44.6%

Profitability & Growth — source: SEC EDGAR

Revenue (TTM)	$14.63M
Net Margin	38.3%
Return on Equity	4.6%
Debt / Equity	0.12
Revenue Growth (YoY)	4.1%
EPS Growth (YoY)	-8.3%

Valuation vs Sector & Industry

Stock P/E	11.5
Sector P/E (Financials)	14.4
Industry P/E (Banking)	12.5
vs Sector	-19.6%
vs Industry	-7.8%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures

Top Institutional Holder	GENDELL JEFFREY L ($5.92M)
Institutional Holders Tracked	10

Company

Sector	Financials
Industry	Banking
CEO	Jeffrey A. Stopko
Employees	298
Country	US
IPO Date	1985-01-30

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

• Pathfinder Bancorp, Inc. (PBHC)
• Catalyst Bancorp, Inc. (CLST)
• Broadway Financial Corporation (BYFC)
• Central Plains Bancshares, Inc. Common Stock (CPBI)
• First Seacoast Bancorp (FSEA)
• OptimumBank Holdings, Inc. (OPHC)
• Texas Community Bancshares, Inc. (TCBS)
• Home Federal Bancorp, Inc. of Louisiana (HFBL)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.