Bank of Hawaii Corporation (BOH) Stock

Bank of Hawaii Corporation (BOH) is a Financials stock trading at $77.51 (as of 2026-08-20), with a market capitalization of $3.06B and a trailing P/E of 13.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Bank of Hawaii Corporation is the bank holding company for Bank of Hawaii, providing consumer, commercial, and treasury-related financial services in Hawaii, Guam, and other Pacific Islands. Its Consumer Banking, Commercial Banking, and Treasury and Other segments offer deposit and lending products, private and international client banking, investment management and advisory, and related brokerage services to individuals and families, high-net-worth clients, and institutional customers.

Understand Bank of Hawaii Corporation: how it makes money

Bank of Hawaii is a bank holding company that provides Consumer Banking, Commercial Banking, and Treasury and Other financial products and services in Hawaii, Guam, and other Pacific Islands, earning money through lending and deposit-related banking activities plus treasury-related services.

Its profit engine is the mix of Consumer Banking and Commercial Banking lending and deposit businesses, supplemented by Treasury and Other activities.

Business quality (Solid): The provided facts clearly identify the company’s three reportable segments and its core banking activities. Limitations for analysis here, the provided data does not include segment revenue splits or any operating KPI labels.

Valuation: At 16× earnings, BOH trades 28% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Segment diversification: The company operates across three segments, Consumer Banking, Commercial Banking, and Treasury and Other, which can spread the business focus across different product sets.
Broad offering within consumer and commercial banking: Consumer Banking includes deposits, residential mortgages, home equity lines of credit, auto loans and leases, personal lines of credit, installment loans, small business loans and leases, and credit cards, while Commercial Banking adds additional services tied to credit and client banking.

Bear case

Geographic concentration: Its banking activities are focused on Hawaii, Guam, and other Pacific Islands, which can concentrate business performance to those regions.
Dependence on core lending and deposit activities: Because the segments are built around deposit and lending products (plus treasury activities), changes in demand for these services or customer behavior in its operating areas could affect results.

Valuation — source: SEC EDGAR (first-party)
Price	$77.51
Market Cap	$3.06B
P/E Ratio	13.8
EV / EBITDA	8.5
Price / Book	1.63
Price / Sales	3.42
FCF Yield	6.7%
DCF Value (model)	$72.86
DCF Upside vs Price	-6.0%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$121.92M
Net Margin	168.9%
Revenue Growth (YoY)	3.5%
EPS Growth (YoY)	38.3%
FCF Growth (YoY)	16.9%

Valuation vs Sector & Industry
Stock P/E	13.8
Sector P/E (Financials)	15.1
Industry P/E (Banking)	12.9
vs Sector	-9.1%
vs Industry	6.5%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	BlackRock, Inc. ($432.47M)
Institutional Holders Tracked	10
Congressional Trades (recent)	1

Company
Sector	Financials
Industry	Banking
CEO	Peter S.
Employees	1,876
Country	US
IPO Date	1980-03-17

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.