Hancock Whitney Corporation (HWC) Stock

Hancock Whitney Corporation (HWC) is a Financials stock trading at $75.65 (as of 2026-08-20), with a market capitalization of $6.07B and a trailing P/E of 14.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

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Understand Hancock Whitney Corporation: how it makes money

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank, which provides traditional and online banking services by accepting deposit products and offering loan products to commercial, small business, and retail customers.

Earnings depend on funding and investment income from deposits and the bond portfolio, and on loan profitability from loan production and loan yield, with credit quality setting the risk through the allowance for credit losses.

Business quality (Mixed): For the quarter ended 2026-03-31, the company reported operating margin of 14.6% on revenue of 0.4B, and the key operating signals to monitor are loan yield (5.86%) and credit risk levels measured by the allowance for credit losses coverage ratio (1.43%) and related credit metrics.

Valuation: At 14× earnings, HWC trades 14% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Loan profitability is supported by the current loan yield level of 5.86%: Loan yield (5.86%) is a direct read on how productive the loan book is at generating yield.
  • Liquidity position appears substantial based on available sources of funds: Available Sources of Funds are 20.0B, and Net Available Sources of Funds are 16.0B.

Bear case

  • Credit risk could pressure earnings if losses rise: Credit indicators include Criticized Commercial Loans of 0.52B and Non-Accrual Loans of 0.11B.
  • The allowance provides a cushion, but credit-cost needs monitoring: Allowance for Credit Losses Coverage Ratio is 1.43%, and Allowance for Credit Losses as a Percentage of Loans Excluding PPP is 1.56%.
Valuation — source: SEC EDGAR (first-party)
Price$75.65
Market Cap$6.07B
P/E Ratio14.2
EV / EBITDA12.9
Price / Book1.37
Price / Sales3.72
FCF Yield9.2%
DCF Value (model)$97.09
DCF Upside vs Price28.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$1.61B
Net Margin30.1%
Revenue Growth (YoY)2.6%
EPS Growth (YoY)18.2%
FCF Growth (YoY)23.3%
Valuation vs Sector & Industry
Stock P/E14.2
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-6.2%
vs Industry9.9%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($660.43M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOJohn Hairston
Employees3,497
CountryUS
IPO Date1991-06-04

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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  • United Bankshares, Inc. (UBSI)
  • Glacier Bancorp, Inc. (GBCI)
  • Home Bancshares, Inc. (HOMB)
  • Atlantic Union Bankshares Corporation (AUB)
  • Associated Banc-Corp (ASB)
  • Ameris Bancorp (ABCB)
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HWC earnings history · HWC institutional & insider holders · HWC KPIs & operating metrics · HWC financials · HWC investor presentations & press releases · HWC SEC filings · HWC peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.