Prosperity Bancshares, Inc. (PB) is a Financials stock trading at $72.63 (as of 2026-08-20), with a market capitalization of $8.73B and a trailing P/E of 15.5. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.
Prosperity Bancshares runs Prosperity Bank, taking deposits from businesses and consumers and making a range of loans, including residential mortgages, commercial real estate, commercial and industrial, agricultural, and consumer lending, which it earns through providing banking products and services.
The profit engine is the bank’s ability to originate and manage its loan portfolio mix (from mortgages to commercial, agricultural, and consumer loans) while funding that lending with its deposit base.
Business quality (Solid): The latest quarter shows solid profitability at the company level (operating margin 34.0%) alongside measurable loan-production and loan-balance metrics, but investors must watch loan mix and production trends because the business is driven by lending activity.
Valuation: At 13× earnings, PB trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $72.63 |
| Market Cap | $8.73B |
| P/E Ratio | 15.5 |
| EV / EBITDA | 11.7 |
| Price / Book | 1.05 |
| Price / Sales | 5.18 |
| FCF Yield | 6.8% |
| DCF Value (model) | $78.63 |
| DCF Upside vs Price | 8.3% |
| Revenue (TTM) | $1.57B |
| Net Margin | 34.6% |
| Revenue Growth (YoY) | 17.0% |
| EPS Growth (YoY) | 17.6% |
| FCF Growth (YoY) | 72.0% |
| Stock P/E | 15.5 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | 2.5% |
| vs Industry | 20.2% |
| Top Institutional Holder | VANGUARD GROUP INC ($708.86M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | David E. Zalman |
| Employees | 3,898 |
| Country | US |
| IPO Date | 1998-11-12 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.