Wintrust Financial Corporation (WTFC) is a Financials stock trading at $152.59 (as of 2026-08-20), with a market capitalization of $10.29B and a trailing P/E of 12.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Wintrust Financial Corporation is a financial holding company operating through Community Banking, Specialty Finance, and Wealth Management segments. The Community Banking segment provides deposit and lending products, related services such as ATMs and online/mobile banking, and mortgage origination and purchase activities, along with lending and treasury management for certain associations and other business customers including mortgage brokerage companies and restaurant franchisees.
Wintrust Financial Corporation provides deposit and lending banking services through Community Banking, and it also generates income through Specialty Finance (including mortgage origination and activities related to loans sold into the secondary market) and Wealth Management.
Its profit engine is the spread and fee income from Community Banking lending funded by customer deposits, plus incremental income streams from Wealth Management and mortgage banking activities such as loan production and servicing tied to loans originated for sale into the secondary market.
Business quality (Strong): Clear segment-level business lines are described (Community Banking, Specialty Finance, Wealth Management), but the provided data does not include a full reportable-segment revenue bridge, so segment contribution to total revenue cannot be cleanly quantified from the facts given.
Valuation: At 13× earnings, WTFC trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $152.59 |
| Market Cap | $10.29B |
| P/E Ratio | 12.4 |
| EV / EBITDA | 7.9 |
| Price / Book | 1.39 |
| Price / Sales | 2.78 |
| DCF Value (model) | $229.27 |
| DCF Upside vs Price | 50.3% |
| Revenue (TTM) | $265.63M |
| Net Margin | 310.1% |
| Revenue Growth (YoY) | 4.6% |
| EPS Growth (YoY) | 19.4% |
| Stock P/E | 12.4 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | -17.9% |
| vs Industry | -3.8% |
| Top Institutional Holder | VANGUARD GROUP INC ($943.39M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Timothy S. Crane |
| Employees | 5,903 |
| Country | US |
| IPO Date | 1998-04-16 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.