Popular, Inc. (BPOP) Stock

Popular, Inc. (BPOP) is a Financials stock trading at $168.37 (as of 2026-08-20), with a market capitalization of $10.74B and a trailing P/E of 11.1. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Popular, Inc., through its subsidiaries, offers banking and related financial services including deposit accounts, certificates of deposit, and consumer and commercial lending such as mortgages and loans for individuals and businesses. It also provides related services including investment banking, leasing and financing, broker-dealer and insurance, debit cards, and online banking in Puerto Rico, the United States, and the British Virgin Islands.

Understand Popular, Inc.: how it makes money

Popular, Inc. provides retail, mortgage, and commercial banking products, taking deposits and making loans, and it earns money primarily through net interest income from its banking businesses.

For a retail and mortgage bank, profit depends on earning a spread in net interest income, then managing credit losses through charge-offs and provisions that rise as non-performing assets increase.

Business quality (Mixed): Key operating metrics for credit quality are provided (non-performing assets, net charge-offs, allowance), but the provided total revenue and segment revenue figures are not reconcilable in this dataset, so segment-level contribution cannot be validated here.

Valuation: At 12× earnings, BPOP trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Credit quality metrics are explicitly tracked: The dataset includes non-performing assets and non-performing loans held-in-portfolio, along with net charge-offs and allowance coverage, which helps assess how asset quality is trending.
Allowance for credit losses provides measurable coverage: Allowance for credit losses is shown both as a percentage of loans held-in-portfolio and relative to non-performing loans, indicating the bank is quantifying potential losses against problem loans.

Bear case

Asset-quality risk is front and center: The provided non-performing assets and non-performing loans held-in-portfolio levels, along with net charge-offs, imply credit performance can materially affect earnings through loss recognition.
Charge-offs and non-performing loans can feed provisions: Higher net charge-offs relative to loan balances, and higher ratios of non-performing loans to loans held-in-portfolio, typically pressure net interest income economics through credit cost build-up.
Segment reconciliation issue limits interpretation: Segment net interest income figures are provided, but the overall revenue figure shown is 0.0B, so this panel cannot confirm how much each segment contributes to the reported total in the current data snapshot.

Valuation — source: SEC EDGAR (first-party)
Price	$168.37
Market Cap	$10.74B
P/E Ratio	11.1
EV / EBITDA	9.1
Price / Book	1.67
Price / Sales	2.81
Dividend Yield	1.8%
FCF Yield	7.5%
DCF Value (model)	$272.21
DCF Upside vs Price	61.7%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$3.78B
Net Margin	22.0%
Return on Equity	15.1%
Revenue Growth (YoY)	4.0%
EPS Growth (YoY)	40.8%
FCF Growth (YoY)	46.3%

Valuation vs Sector & Industry
Stock P/E	11.1
Sector P/E (Financials)	15.1
Industry P/E (Banking)	12.9
vs Sector	-26.8%
vs Industry	-14.2%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	VANGUARD GROUP INC ($1.06B)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Javier D. Ferrer-Fernández
Employees	9,274
Country	US
IPO Date	1980-03-17

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.