Central Bancompany, Inc. Class A Common Stock (CBC) Stock

Central Bancompany, Inc. Class A Common Stock (CBC) is a Financials stock trading at $32.12 (as of 2026-08-20), with a market capitalization of $7.82B and a trailing P/E of 18.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Central Bancompany, Inc. is a multi-bank holding company providing community banking products and services to individuals, businesses, corporates, and governments. It offers deposit accounts, lending and mortgage services, brokerage and wealth management, insurance and annuity products, cash management and related payment/merchant services across states including Missouri, Kansas, Illinois, Iowa, Oklahoma, Colorado, North Carolina, Tennessee, and Florida.

Understand Central Bancompany, Inc. Class A Common Stock: how it makes money

Central Bancompany is a multi-bank holding company that provides community banking products and services, including deposit accounts, loans and mortgages, and brokerage, investor, retirement, trust and wealth management, to customers across multiple states, earning money from lending, mortgage, and related financial services.

As a community banking holding company, its profitability is driven by the performance of its lending and mortgage activities and the level of customer activity in its fee based and wealth services.

Business quality (Solid): For the period ended 2026-03-31, Central Bancompany reported revenue of 0.3B and operating margin of 55.8%, reflecting a business model built around community banking products, loans and mortgages, and trust and wealth services.

Valuation: At 16× earnings, CBC trades 28% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified community banking offering: The company offers deposit accounts, a broad range of loans (including home, student, auto, equipment, and small business loans), and mortgage and home equity lending, plus brokerage, investor, retirement, and trust and wealth management.
  • Multi state footprint: Services are provided across Missouri, Kansas, Illinois, Iowa, Oklahoma, Colorado, North Carolina, Tennessee, and Florida.

Bear case

  • Credit and loan portfolio risk: Because results depend on loans and mortgages, deterioration in borrower credit quality can pressure earnings.
  • Sensitivity to interest rate and funding conditions: As a lender with deposit products, the company can be affected by changes in interest rates and the cost and availability of funding.
Valuation — source: SEC EDGAR (first-party)
Price$32.12
Market Cap$7.82B
P/E Ratio18.2
EV / EBITDA12.2
Price / Book2.02
Price / Sales7.65
Dividend Yield1.3%
FCF Yield6.1%
DCF Value (model)$29.35
DCF Upside vs Price-8.6%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$989.95M
Net Margin39.5%
Return on Equity11.1%
Revenue Growth (YoY)6.0%
EPS Growth (YoY)17.1%
FCF Growth (YoY)-696.6%
Valuation vs Sector & Industry
Stock P/E18.2
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector20.3%
vs Industry41.0%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderCENTRAL TRUST Co ($171.48M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOJohn T. Ross
Employees2,800
CountryUS
IPO Date2000-01-05

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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  • Western Alliance Bancorporation (WAL)
  • Commerce Bancshares, Inc. (CBSH)
  • United Bankshares, Inc. (UBSI)
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CBC earnings history · CBC institutional & insider holders · CBC KPIs & operating metrics · CBC financials · CBC investor presentations & press releases · CBC SEC filings · CBC peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.