Camden National Corporation (CAC) Stock

Camden National Corporation (CAC) is a Financials stock trading at $56.42 (as of 2026-08-20), with a market capitalization of $953.33M and a trailing P/E of 10.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Camden National Corporation is the bank holding company for Camden National Bank, offering consumer and commercial banking products and services, including deposit accounts and a range of loans. It also provides brokerage and insurance services and offers fiduciary, wealth, investment, financial planning, and trustee services for consumers, institutions, municipalities, non-profits, and commercial customers.

Understand Camden National Corporation: how it makes money

Camden National Corporation operates as the bank holding company for Camden National Bank, taking deposits and making commercial and consumer loans, and it also provides wealth and brokerage services to customers.

The profit engine is the bank's core lending and deposit gathering activities, backed by specific loan categories (including commercial estate, owner-occupied commercial real estate, and SBA-guaranteed commercial loans) and supplemented by wealth and brokerage services.

Revenue by segment (latest quarter)
Wealth	$0.0B

Business quality (Solid): High-level business description is clear, but the provided financial dataset shows 0.0B revenue for 2026-03-31, so segment revenue and operating metrics may not be meaningful for trend analysis.

Valuation: At 11× earnings, CAC trades 13% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Broad customer coverage across banking and wealth: The bank serves consumer, institutional, municipal, non-profit, and commercial customers, and it offers both banking products (deposits and loans) and wealth and brokerage services.
Loan mix includes SBA-guaranteed commercial lending: The company provides unsecured fully-guaranteed commercial loans backed by the U.S. small business administration, which is a defined product category in its lending business.

Bear case

Credit and economic sensitivity from commercial loan exposure: The company makes commercial estate loans and owner-occupied commercial real estate loans, which can be sensitive to downturns in commercial borrowers and property markets.
Data limitation for analysis due to zero-revenue inputs: In the provided dataset for the quarter ended 2026-03-31, revenue is shown as 0.0B, which makes it hard to assess performance drivers using the available figures.

Valuation — source: SEC EDGAR (first-party)
Price	$56.42
Market Cap	$953.33M
P/E Ratio	10.8
EV / EBITDA	12.1
Price / Book	1.31
Price / Sales	22.27
FCF Yield	11.5%
DCF Value (model)	$58.39
DCF Upside vs Price	3.5%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$41.74M
Net Margin	156.1%
Revenue Growth (YoY)	8.2%
EPS Growth (YoY)	61.9%
FCF Growth (YoY)	557.8%

Valuation vs Sector & Industry
Stock P/E	10.8
Sector P/E (Financials)	15.1
Industry P/E (Banking)	12.9
vs Sector	-29.0%
vs Industry	-16.8%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	BlackRock, Inc. ($75.45M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Simon R. Griffiths
Employees	586
Country	US
IPO Date	1997-10-08

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.