Financial Institutions, Inc. (FISI) Stock

Financial Institutions, Inc. (FISI) is a Financials stock trading at $37.38 (as of 2026-06-18), with a market capitalization of $713.24M and a trailing P/E of 9.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Financial Institutions, Inc. is a holding company for Five Star Bank, which provides banking and financial services to individuals, municipalities, and businesses in New York. Through the bank, it offers deposit and investment account products, lending across commercial and consumer categories, and personal and commercial insurance products.

Valuation — source: SEC EDGAR (first-party)
Price$37.38
Market Cap$713.24M
P/E Ratio9.7
EV / EBITDA8.2
Price / Book1.16
Price / Sales2.21
Dividend Yield3.4%
DCF Value (model)$-0.50
DCF Upside vs Price-101.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$332.99M
Net Margin22.5%
Return on Equity12.5%
Debt / Equity0.30
Revenue Growth (YoY)6.3%
EPS Growth (YoY)-232.7%
FCF Growth (YoY)-81.6%
Valuation vs Sector & Industry
Stock P/E9.7
Sector P/E (Financials)14.4
Industry P/E (Banking)12.5
vs Sector-32.3%
vs Industry-22.3%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderPL Capital Advisors, LLC ($57.59M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOMartin K. Birmingham
Employees598
CountryUS
IPO Date1999-06-25

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

  • Independent Bank Corporation (IBCP)
  • Eagle Bancorp, Inc. (EGBN)
  • CNB Financial Corporation (CCNE)
  • South Plains Financial, Inc. (SPFI)
  • SmartFinancial, Inc. (SMBK)
  • First Community Bankshares, Inc. (FCBC)
  • Southern Missouri Bancorp, Inc. (SMBC)
  • Southern California Bancorp (BCAL)
FISI earnings history · FISI institutional & insider holders · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.