WaFd, Inc. (WAFDP) Stock

WaFd, Inc. (WAFDP) is a Financials stock trading at $16.52 (as of 2026-08-18), with a market capitalization of $1.22B and a trailing P/E of 4.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.

Understand WaFd, Inc.: how it makes money

WaFd, Inc. provides lending, depository accounts, insurance, and other banking services to consumers, and banking services to mid-sized to large businesses, including commercial real estate owners and developers, and it makes money through these banking activities.

The profit engine is the bank’s lending and depository business, served across consumers, businesses, and commercial real estate borrowers and counterparties.

Business quality (Solid): The dataset provided no official segment revenue breakdown and no operating KPIs, which limits visibility into what is driving results quarter to quarter.

Valuation: At 5× earnings, WAFDP trades 58% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified customer coverage: WaFd serves consumers and also provides banking services to mid-sized to large businesses and to owners and developers of commercial real estate.
  • Multiple banking service lines: The company offers lending, depository, insurance, and other banking services, which can support a broader mix of revenue sources within banking.

Bear case

  • Credit exposure to borrower mix: Because WaFd provides lending to consumers and to owners and developers of commercial real estate, results can be influenced by how those borrower groups perform.
  • Limited transparency from provided data: With no segment revenues or operating KPIs provided here, it is harder to pinpoint which part of the lending, depository, insurance, or other banking activities is driving performance.
Valuation — source: SEC EDGAR (first-party)
Price$16.52
Market Cap$1.22B
P/E Ratio4.8
EV / EBITDA1.6
Price / Book0.40
Price / Sales38.64
FCF Yield18.6%
DCF Value (model)$44.40
DCF Upside vs Price168.8%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$29.65M
Net Margin762.5%
Revenue Growth (YoY)7.3%
EPS Growth (YoY)16.4%
FCF Growth (YoY)19.4%
Valuation vs Sector & Industry
Stock P/E4.8
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-68.5%
vs Industry-63.1%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderTHOMPSON INVESTMENT MANAGEMENT, INC. ($32240.00)
Institutional Holders Tracked1
Company
SectorFinancials
IndustryBanking
CEOBrent J. Beardall
Employees2,018
CountryUS
IPO Date2021-02-02

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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WAFDP earnings history · WAFDP institutional & insider holders · WAFDP KPIs & operating metrics · WAFDP financials · WAFDP investor presentations & press releases · WAFDP SEC filings · WAFDP peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.