SmartFinancial, Inc. (SMBK) Stock

SmartFinancial, Inc. (SMBK) is a Financials stock trading at $44.70 (as of 2026-06-18), with a market capitalization of $713.01M and a trailing P/E of 13.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

SmartFinancial, Inc. is the bank holding company for SmartBank, providing deposit accounts and lending products for individuals and corporate customers. It also offers wealth management, insurance, mortgage origination, and internet and mobile banking through multiple banking segments.

Valuation — source: SEC EDGAR (first-party)

Price	$44.70
Market Cap	$713.01M
P/E Ratio	13.4
EV / EBITDA	5.4
Price / Book	1.27
Price / Sales	2.18
Dividend Yield	0.8%
DCF Value (model)	$93.47
DCF Upside vs Price	109.1%

Profitability & Growth — source: SEC EDGAR

Revenue (TTM)	$248.67M
Net Margin	20.2%
Return on Equity	9.4%
Debt / Equity	0.01
Revenue Growth (YoY)	13.6%
EPS Growth (YoY)	20.9%
FCF Growth (YoY)	-24.0%

Valuation vs Sector & Industry

Stock P/E	13.4
Sector P/E (Financials)	14.4
Industry P/E (Banking)	12.5
vs Sector	-6.9%
vs Industry	6.8%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures

Top Institutional Holder	BlackRock, Inc. ($50.20M)
Institutional Holders Tracked	10

Company

Sector	Financials
Industry	Banking
CEO	William Young Carroll Jr.
Employees	597
Country	US
IPO Date	2003-10-07

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

• Independent Bank Corporation (IBCP)
• Eagle Bancorp, Inc. (EGBN)
• CNB Financial Corporation (CCNE)
• Financial Institutions, Inc. (FISI)
• South Plains Financial, Inc. (SPFI)
• First Community Bankshares, Inc. (FCBC)
• Southern Missouri Bancorp, Inc. (SMBC)
• Southern California Bancorp (BCAL)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.