Shore Bancshares, Inc. (SHBI) is a Financials stock trading at $23.13 (as of 2026-08-20), with a market capitalization of $771.90M and a trailing P/E of 11.5. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Shore Bancshares, Inc. is a bank holding company for Shore United Bank, providing commercial and consumer banking products, including deposit accounts, certificates of deposit, and cash management. It also offers lending, trust/asset management and financial planning services, brokerage and investment products, and banking channels such as telephone, mobile, and Internet services.
Shore Bancshares operates a bank that offers deposit accounts (checking, savings, money market, overnight investment sweeps), certificates of deposit and cash management services, and provides commercial and consumer loans such as secured and unsecured loans, working capital loans, lines of credit, and term loans, generating operating revenue from these banking activities.
The profit engine is the combination of operating cost control (Efficiency Ratio) and credit performance on its office commercial real estate loan exposure, with credit risk reflected through Allowance for Credit Losses as a Percentage of Loans and Net Charge-Offs to Average Loans (Annualized).
| OpRev | $0.1B |
Business quality (Strong): Key operating signals exist (efficiency and credit-loss metrics), but the latest quarter scale is small and total revenue is shown as 0.0B in the provided data, so interpreting profitability measures requires caution.
Valuation: At 12× earnings, SHBI trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $23.13 |
| Market Cap | $771.90M |
| P/E Ratio | 11.5 |
| EV / EBITDA | 6.7 |
| Price / Book | 1.25 |
| Price / Sales | 35.23 |
| FCF Yield | 19.4% |
| DCF Value (model) | $31.87 |
| DCF Upside vs Price | 37.8% |
| Revenue (TTM) | $20.85M |
| Net Margin | 285.4% |
| Revenue Growth (YoY) | -0.3% |
| EPS Growth (YoY) | 34.8% |
| FCF Growth (YoY) | 42.1% |
| Stock P/E | 11.5 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | -24.3% |
| vs Industry | -11.3% |
| Top Institutional Holder | BlackRock, Inc. ($56.48M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | James Burke |
| Employees | 584 |
| Country | US |
| IPO Date | 2001-04-09 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.