US property and casualty insurance underwriters whose income statement is built from net premiums earned and net investment income on a float portfolio, and whose primary disclosure framework is the GAAP combined ratio decomposed into a loss-and-LAE ratio and an underwriting expense ratio. P&C carriers earn from two engines that must be tracked separately: (1) underwriting income — premiums earned
| Ticker | Company | Their metric | Period | YoY | A year ago |
|---|---|---|---|---|---|
| OXBR | Oxbridge Re Holdings Limited | Loss Ratio | FY2026-Q2 | -394.0 pts | +394.0 pts |
| ACGL | Arch Capital Group Ltd. | Reinsurance net premiums written | FY2026-Q2 | +122.0% | +5.8% |
| CNA | CNA Financial Corporation | Property and Casualty Net Written Premium | FY2026-Q2 | +91.6% | +6.4% |
| HIPO | Hippo Holdings Inc. | Gross Written Premium | FY2026-Q2 | +61.4% | +15.9% |
| ALL | The Allstate Corporation | Net investment income | FY2026-Q2 | +33.2% | +5.9% |
| ACT | Enact Holdings, Inc. | New Insurance Written | FY2026-Q2 | +15.4% | -7.1% |
| ACIC | American Coastal Insurance Corporation | Quota share reinsurance ceding ratio | FY2026-Q2 | +27.0 pts | +11.3 pts |
| UVE | Universal Insurance Holdings, Inc. | Net combined ratio | FY2026-Q2 | -6.2 pts | +1.9 pts |
| HMN | Horace Mann Educators Corporation | Auto combined ratio | FY2026-Q2 | -5.2 pts | +1.1 pts |
| GNW | Genworth Financial, Inc. | Enact Primary Delinquencies | FY2026-Q2 | +10.0% | +16.1% |
| PRA | ProAssurance Corporation | Underwriting Expense Ratio | FY2026-Q1 | -2.7 pts | +3.3 pts |
| LMND | Lemonade, Inc. | Annual Dollar Retention | FY2026-Q2 | +1.0 pts | -4.0 pts |
| AFG | American Financial Group, Inc. | Specialty property and casualty combined ratio | FY2026-Q2 | -1.6 pts | +2.6 pts |
| KINS | Kingstone Companies, Inc. | Net Underwriting Expense Ratio | FY2026-Q2 | -2.1 pts | +1.6 pts |
| NODK | NI Holdings, Inc. | Direct Written Premiums | FY2025-Q4 | -26.0% | -28.6% |
| AIZ | Assurant, Inc. | Net Earned Premiums, Fees, and Other Income (Global Lifestyle) | FY2026-Q2 | +9.4% | +7.7% |
| RDN | Radian Group Inc. | Primary mortgage insurance in force | FY2026-Q2 | +2.6% | +1.4% |
| JRVR | James River Group Holdings, Ltd. | Expense Ratio | FY2026-Q1 | +2.7 pts | +3.8 pts |
| TIPT | Tiptree Inc. | Fortegra combined ratio | FY2025-Q2 | -1.4 pts | -0.6 pts |
| WRB | W. R. Berkley Corporation | Current accident-year combined ratio excluding catastrophe losses | FY2026-Q2 | -0.3 pts | +0.4 pts |
| SAFT | Safety Insurance Group, Inc. | Loss ratio (Generally Accepted Accounting Principles) | FY2026-Q2 | -1.9 pts | -1.2 pts |
| NMIH | NMI Holdings, Inc. | Primary insurance in force | FY2026-Q2 | +5.8% | +5.5% |
| L | Loews Corporation | Parent company debt | FY2026-Q2 | +0.0% | +0.0% |
| MCY | Mercury General Corporation | Average annual yield on investments after income taxes | FY2026-Q2 | +0.0 pts | +0.1 pts |
| BOW | Bowhead Specialty Holdings Inc. | Loss Ratio | FY2026-Q2 | +1.1 pts | +0.7 pts |
| HGTY | Hagerty, Inc. | Policies in Force Retention | FY2026-Q2 | -0.8 pts | +0.1 pts |
| BRK.A | BERKSHIRE HATHAWAY INC | Insurance float | FY2026-Q2 | +2.0% | +3.0% |
| FAF | First American Financial Corporation | Title open orders | FY2026-Q2 | +4.8% | +5.8% |
| CB | Chubb Limited | North America commercial property and casualty combined ratio | FY2026-Q2 | +1.9 pts | +0.6 pts |
| ESNT | Essent Group Ltd. | High-Quality Mortgage Insurance Portfolio | FY2026-Q2 | +1.2% | +2.5% |
| SKWD | Skyward Specialty Insurance Group, Inc. | Combined ratio | FY2026-Q2 | +0.1 pts | -1.3 pts |
| ORI | Old Republic International Corporation | Consolidated Combined Ratio | FY2026-Q2 | +1.7% | +0.1% |
| TRV | The Travelers Companies, Inc. | Underlying combined ratio | FY2026-Q2 | -0.6 pts | -3.0 pts |
| GBLI | Global Indemnity Group, LLC | Expense Ratio | FY2026-Q2 | +2.4 pts | +0.0 pts |
| RLI | RLI Corp. | Net premiums earned - Casualty | FY2026-Q2 | +9.5% | +12.2% |
| DGICA | Donegal Group Inc. | Combined ratio | FY2026-Q2 | -2.1 pts | -5.3 pts |
| AIG | American International Group, Inc. | Core Operating Return on Equity | FY2026-Q2 | -0.6 pts | +2.8 pts |
| KMPR | Kemper Corporation | Commercial Auto Underlying Combined Ratio | FY2026-Q2 | +3.6 pts | +0.1 pts |
| RNR | RenaissanceRe Holdings Ltd. | Combined Ratio | FY2026-Q2 | -2.3 pts | -6.0 pts |
| AMSF | AMERISAFE, Inc. | Loss Ratio | FY2026-Q2 | +4.0 pts | -0.6 pts |
A side-by-side appears only when three or more companies report the same metric in the same unit under their own definition. Companies are listed in value order, not ranked: whether a higher number is better is not asserted.