Radian Group Inc. (RDN) Stock

Radian Group Inc. (RDN) is a Financials stock trading at $36.70 (as of 2026-08-24), with a market capitalization of $4.86B and a trailing P/E of 9.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Radian Group Inc. operates mortgage and real estate services in the United States. Its Mortgage segment provides credit-related insurance and related risk and underwriting/fulfillment services to mortgage originators; its Homegenius segment offers title, valuation, asset management, real estate transaction support, and closing and settlement services to consumers, lenders, and real estate investors.

Understand Radian Group Inc.: how it makes money

Radian Group provides private mortgage insurance and related credit risk management services to mortgage lenders, and it also offers Homegenius title services, generating revenue from mortgage insurance coverage and real estate services.

Radian’s core earnings engine is writing and managing credit-related insurance coverage for residential first-lien mortgage loans through private mortgage insurance, with profitability tied to the performance of that mortgage book and the linked fulfillment of related solutions for originators.

Business quality (Strong): Clear business model (Mortgage, Homegenius) is provided, but the available segment revenue breakdown in the dataset does not support a clean, revenue-summing segment table, so segment-level analysis is limited.

Valuation: At 9× earnings, RDN trades 27% below the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Mortgage originator customer base: Radian’s Mortgage segment primarily serves mortgage originators such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks.
  • Diversification into title services: The Homegenius segment provides title services, which can support earnings beyond pure mortgage insurance exposure.
  • Strong reported operating profitability in the latest quarter: The latest quarter shows operating margin of 37.2%.

Bear case

  • Mortgage credit risk is a core sensitivity: Because Mortgage focuses on private mortgage insurance and credit risk management, unfavorable credit performance in insured loans can pressure results.
  • Segment visibility is limited in the provided data: The dataset does not provide a clean segment revenue split that sums to total revenue, which reduces the ability to pinpoint what is driving quarterly changes.
Valuation — source: SEC EDGAR (first-party)
Price$36.70
Market Cap$4.86B
P/E Ratio9.4
EV / EBITDA8.5
Price / Book1.01
Price / Sales2.75
FCF Yield28.6%
DCF Value (model)$61.88
DCF Upside vs Price68.6%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$1.20B
Net Margin48.7%
Revenue Growth (YoY)80.8%
EPS Growth (YoY)-17.5%
FCF Growth (YoY)-148.0%
Valuation vs Sector & Industry
Stock P/E9.4
Sector P/E (Financials)15.2
Industry P/E (Insurance)13.1
vs Sector-38.5%
vs Industry-28.4%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($626.71M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryInsurance
CEOMary Creedon Dickerson
Employees1,000
CountryUS
IPO Date1992-10-30

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RDN earnings history · RDN institutional & insider holders · RDN KPIs & operating metrics · RDN financials · RDN investor presentations & press releases · RDN SEC filings · RDN peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-24.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.