American International Group, Inc. (AIG) Stock

American International Group, Inc. (AIG) is a Financials stock trading at $79.11 (as of 2026-07-09), with a market capitalization of $41.94B and a trailing P/E of 13.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

American International Group, Inc. provides insurance and related financial products through its General Insurance and Life and Retirement segments. General Insurance includes property and casualty and professional liability offerings for commercial, institutional, and individual customers, while Life and Retirement offers annuities, retail mutual funds, and financial planning services, with customers in North America and internationally.

Understand American International Group, Inc.: how it makes money

American International Group (AIG) sells insurance coverage for commercial, institutional, and individual customers, including general liability, property, casualty, workers compensation, and professional liability products, and it generates revenue through these insurance offerings.

AIG’s profit engine is its multi-line insurance model, where its wide set of coverages (general insurance and professional liability across many specialty risks) creates a diversified stream of business tied to customer demand across those insurance classes.

Business quality (Mixed): AIG is a broad, multi-line insurer with coverage spanning liability, property, and specialized risks, but the provided information does not include a usable segment revenue breakdown or investor-relevant operating KPIs.

Valuation: At 13× earnings, AIG trades in line with the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

Broad coverage portfolio: General Insurance spans multiple lines such as general liability, environmental, commercial auto liability, workers compensation, casualty and crisis management, plus property and several specialty categories.
Specialty and professional liability reach: Beyond General Insurance, AIG also provides professional liability insurance products for a range of businesses and risks.
Customer and geographic breadth: AIG serves commercial, institutional, and individual customers in North America and internationally.

Bear case

Insurance outcomes can be volatile: Because results depend on the insured risks covered by each policy class, unfavorable claims experience can pressure earnings in insurance business models.
Exposure concentration can matter: Even with diversification, AIG’s results can be affected if certain coverage types face worse conditions at the same time, such as categories tied to specific risk drivers.
Regulatory and competitive dynamics can affect pricing: Insurance pricing and demand can be influenced by regulatory requirements and market competition, which can impact profitability across lines.

Valuation — source: SEC EDGAR (first-party)
Price	$79.11
Market Cap	$41.94B
P/E Ratio	13.3
EV / EBITDA	10.3
Price / Book	1.04
Price / Sales	1.57
DCF Value (model)	$76.83
DCF Upside vs Price	-2.9%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$26.77B
Net Margin	11.6%
Revenue Growth (YoY)	-2.0%
EPS Growth (YoY)	20.3%

Valuation vs Sector & Industry
Stock P/E	13.3
Sector P/E (Financials)	14.9
Industry P/E (Insurance)	13.3
vs Sector	-11.1%
vs Industry	0.1%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	VANGUARD GROUP INC ($5.80B)
Institutional Holders Tracked	10
Congressional Trades (recent)	10

Company
Sector	Financials
Industry	Insurance
CEO	Jon Hancock
Employees	22,200
Country	US
IPO Date	1973-01-02

Related Companies (Business model: Property & Casualty Insurer; 8 closest by market cap)

Data as of 2026-07-09.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.