Assurant, Inc. (AIZ) Stock

Assurant, Inc. (AIZ) is a Financials stock trading at $287.73 (as of 2026-08-24), with a market capitalization of $14.26B and a trailing P/E of 14.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Assurant, Inc. and its subsidiaries provide lifestyle and housing insurance and related services for consumer purchases. It operates in two segments: Global Lifestyle (such as mobile device and vehicle and credit protection products) and Global Housing (such as lender-placed homeowners, renters, and manufactured housing insurance), serving customers across North America, Latin America, Europe, and Asia Pacific.

Understand Assurant, Inc.: how it makes money

Assurant provides lifestyle and housing solutions that protect and support consumer purchases, including mobile device and extended service products, vehicle protection, credit protection, and lender-placed housing solutions, generating value through its insurance and related services across its Global Lifestyle and Global Housing segments.

Assurant’s profit model is structurally split into two segment engines, Global Lifestyle and Global Housing, where segment adjusted earnings before interest taxes depreciation and amortization is reported and cash can be upstreamed from segments to the holding company via dividends.

Business quality (Mixed): Official segment lines exist (Global Lifestyle, Global Housing), but the provided facts do not include segment revenue amounts that sum to the reported total revenue, so segment values could not be cleanly allocated.

Valuation: At 13× earnings, AIZ trades in line with the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified protection offerings across lifestyle and housing: Global Lifestyle covers mobile device solutions, extended service products, vehicle protection, and credit protection, while Global Housing focuses on lender-placed housing solutions.
  • Lifestyle appears to be the larger operating engine: In the provided segment metrics, Global Lifestyle segment adjusted earnings before interest taxes depreciation and amortization is higher than Global Housing (0.21 USD_B vs 0.07 USD_B).

Bear case

  • Exposure to insurance outcomes: Products like vehicle protection and credit protection depend on real-world claim and credit experiences, which can change over time.
  • Housing-related business tied to lender-placed dynamics: Global Housing provides lender-placed housing solutions, so performance can be sensitive to mortgage and lender servicing conditions.
Valuation — source: SEC EDGAR (first-party)
Price$287.73
Market Cap$14.26B
P/E Ratio14.3
EV / EBITDA8.4
Price / Book2.43
Price / Sales1.08
FCF Yield10.2%
DCF Value (model)$392.22
DCF Upside vs Price36.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$12.81B
Net Margin6.8%
Revenue Growth (YoY)11.3%
EPS Growth (YoY)91.3%
FCF Growth (YoY)-43.2%
Valuation vs Sector & Industry
Stock P/E14.3
Sector P/E (Financials)15.2
Industry P/E (Insurance)13.1
vs Sector-6.3%
vs Industry9.1%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($1.60B)
Institutional Holders Tracked10
Congressional Trades (recent)1
Company
SectorFinancials
IndustryInsurance
CEOKeith Roland Meier
Employees14,200
CountryUS
IPO Date2004-02-05

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AIZ earnings history · AIZ institutional & insider holders · AIZ KPIs & operating metrics · AIZ financials · AIZ investor presentations & press releases · AIZ SEC filings · AIZ peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-24.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.