Genworth Financial, Inc. (GNW) Stock

Genworth Financial, Inc. (GNW) is a Financials stock trading at $9.89 (as of 2026-08-24), with a market capitalization of $3.74B and a trailing P/E of 17.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Genworth Financial, Inc. offers insurance products in the United States and abroad across three segments: Enact, U.S. Life Insurance, and Runoff. Its products include mortgage insurance, long-term care and traditional life and fixed annuity in the U.S., and various runoff insurance and related agreements, distributed via sales teams and digital marketing.

Understand Genworth Financial, Inc.: how it makes money

Genworth Financial sells mortgage insurance, long-term care insurance, and traditional life insurance and fixed annuities, and it also provides CareScout services, earning money from insurance and services revenue across its segments.

Genworths profit engine is split across three product blocks, Enact (mortgage insurance), U.S. Life (long-term care plus traditional life and fixed annuity), and Runoff (legacy variable annuity and variable life), so results depend on how each block performs as new coverage and legacy runoff progress.

Business quality (Weak): Latest-quarter company revenue is provided (about $1.8B) and the companys operating margin is provided (6.2%), but a segment revenue breakdown that sums to total revenue is not provided in the facts supplied.

Valuation: At 17× earnings, GNW trades 33% above the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Mortgage insurance exposure in Enact: Enact offers mortgage insurance products for prime-based, individually underwritten residential mortgage loans, plus pool mortgage insurance, which can support insurance revenue through its core underwriting activities.
  • Multiple insurance product lines across segments: U.S. Life Insurance combines long-term care insurance with traditional life insurance and fixed annuity products, and the company also runs a Runoff segment, so earnings are spread across different insurance blocks.

Bear case

  • Runoff overhang from legacy variable products: The Runoff segment includes variable annuity and variable life insurance, so results can be affected by outcomes of legacy policies that are no longer new production.
  • Services contribution appears small versus insurance: The provided operating metric for CareScout services revenue is very small compared with the New insurance revenue metric, suggesting services may not offset weaker insurance results.
Valuation — source: SEC EDGAR (first-party)
Price$9.89
Market Cap$3.74B
P/E Ratio17.6
EV / EBITDA4.3
Price / Book0.38
Price / Sales0.51
DCF Value (model)$8.04
DCF Upside vs Price-18.7%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$7.30B
Net Margin3.1%
Revenue Growth (YoY)5.8%
EPS Growth (YoY)0.0%
Valuation vs Sector & Industry
Stock P/E17.6
Sector P/E (Financials)15.2
Industry P/E (Insurance)13.1
vs Sector15.8%
vs Industry34.9%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($461.92M)
Institutional Holders Tracked10
Congressional Trades (recent)2
Company
SectorFinancials
IndustryInsurance
CEOThomas Joseph McInerney
Employees2,960
CountryUS
IPO Date2004-05-25

Related Companies (Insurance; 8 comparable insurers)

  • Brighthouse Financial, Inc. (BHFAL)
  • Jackson Financial Inc. (JXN)
  • Voya Financial, Inc. (VOYA)
  • Globe Life Inc. (GL)
  • F&G Annuities & Life, Inc. (FG)
  • Primerica, Inc. (PRI)
  • Lincoln National Corporation (LNC)
  • Corebridge Financial, Inc. (CRBG)
GNW earnings history · GNW institutional & insider holders · GNW KPIs & operating metrics · GNW financials · GNW investor presentations & press releases · GNW SEC filings · GNW peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-24.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.