Donegal Group Inc. (DGICA) is a Financials stock trading at $18.68 (as of 2026-08-21), with a market capitalization of $588.86M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Donegal Group Inc. is an insurance holding company that offers personal and commercial lines of property and casualty coverage. Its segments include Investment, Personal Lines, and Commercial Lines, providing private passenger automobile, homeowners, and commercial auto and multi-peril policies, as well as workers’ compensation coverage for businesses and individuals.
Donegal Group sells personal and commercial property and casualty insurance, it makes money mainly from insurance premiums, and results depend on whether claims losses and underwriting expenses are covered by those premiums.
For an insurer like Donegal, the core profit engine is underwriting discipline, the combined ratio shows whether losses and expenses are running above or below earned premiums, and that is tracked separately across Personal Lines and Commercial Lines.
Business quality (Weak): Investor focus should be the combined ratio and its components, the latest quarter shows strong Personal Lines performance but weaker Commercial Lines performance.
Valuation: At 8× earnings, DGICA trades 34% below the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $18.68 |
| Market Cap | $588.86M |
| Revenue (TTM) | $978.01M |
| Net Margin | 8.1% |
| Return on Equity | 10.1% |
| Revenue Growth (YoY) | -3.9% |
| EPS Growth (YoY) | -41.1% |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Insurance) | 13.0 |
| Top Institutional Holder | BlackRock, Inc. ($32.76M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Insurance |
| CEO | Kevin Gerard Burke |
| Employees | 410 |
| Country | US |
| IPO Date | 2003-07-03 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.