Hippo Holdings Inc. (HIPO) is a Financials stock trading at $33.09 (as of 2026-08-21), with a market capitalization of $861.66M and a trailing P/E of 7.0. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Hippo Holdings Inc. offers home protection insurance in the United States and the District of Columbia, including homeowners coverage for risks such as fire, wind, and theft, along with other commercial and personal lines products. It distributes policies and services through its technology platform, with purchasing available online, by phone, or via licensed insurance agents.
Hippo Holdings sells home protection insurance in the United States and the District of Columbia, and it distributes those policies through its technology platform, earning money from insurance premiums and related insurance and service revenue.
Hippo’s profit engine depends on the underwriting results of the insurance it writes, since operating performance is tightly linked to the gross loss ratio on earned premium and to how much premium is retained (not only to how much premium is generated).
| Home | $0.1B |
| IaaS | $0.1B |
Business quality (Mixed): For the latest quarter, profitability (operating margin of 5.9%) exists alongside meaningful underwriting pressure (reported consolidated gross loss ratio of 37.0%, consolidated net loss ratio of 48.0%, and net combined ratio of 99.5%), so retention and expense control are central to sustaining results.
Valuation: At 6× earnings, HIPO trades 54% below the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $33.09 |
| Market Cap | $861.66M |
| P/E Ratio | 7.0 |
| EV / EBITDA | 4.8 |
| Price / Book | 1.85 |
| Price / Sales | 1.70 |
| FCF Yield | 8.6% |
| DCF Value (model) | $45.16 |
| DCF Upside vs Price | 36.5% |
| Revenue (TTM) | $468.60M |
| Net Margin | 12.3% |
| Revenue Growth (YoY) | 25.9% |
| EPS Growth (YoY) | -239.0% |
| FCF Growth (YoY) | -80.7% |
| Stock P/E | 7.0 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Insurance) | 13.0 |
| vs Sector | -53.4% |
| vs Industry | -46.0% |
| Top Institutional Holder | VANGUARD GROUP INC ($37.21M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 1 |
| Sector | Financials |
| Industry | Insurance |
| CEO | Richard Lyn McCathron |
| Employees | 478 |
| Country | US |
| IPO Date | 2021-01-11 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.