Legacy Housing Corporation (LEGH) Stock

Legacy Housing Corporation (LEGH) is a Materials stock trading at $27.80 (as of 2026-09-02), with a market capitalization of $661.25M and a trailing P/E of 12.9. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny houses, manufacturing homes and arranging transportation and offering wholesale financing to dealers and manufactured housing community operators. It also provides floor-plan and consumer financing for its products and markets homes through retail locations and direct sales in multiple U.S. states.

Understand Legacy Housing Corporation: how it makes money

Legacy Housing builds and sells manufactured homes in the southern U.S., booking both product margin on each unit and ongoing interest income from financing dealers, consumers, and community owners. The business pairs a factory-and-delivery operation with a lending book, so revenue arrives in two very different forms.

Each home sold also seeds a financing relationship, so the company books product margin once but collects interest revenue across the borrower's entire repayment schedule.

Business quality (Strong): Gross margin near 50% and operating margin near 40% are strong for a construction-materials name, and 32% revenue growth is impressive, but the 10% ROE and reliance on a financing book that just saw a partial default keep this from being a clean quality story.

Valuation: At 13× earnings, LEGH trades 47% below the Construction Materials average (24×). Note: the low multiple may reflect one-time earnings items.

Bull case

  • Workforce and data-center demand: Management projects workforce-housing deliveries to continue through 2026 and sees incremental demand from data-center construction, a secular build-out that feeds directly into manufactured-community placements.
  • Trading 47% below industry P/E: At 12.6x earnings versus the 24x Construction Materials industry average, the stock carries a steep valuation discount while revenue is still growing at 32% year over year.

Bear case

  • Park-borrower default signals credit strain: A $48.6 million park-borrower note matured without full repayment, a concrete credit loss in the financing arm that funds a meaningful slice of company revenue.
  • Labor shortages cap pipeline conversion: Skilled-labor shortages could limit how quickly the sales pipeline converts into delivered floor sections, capping the top-line upside even if demand for workforce housing stays strong.
Valuation — source: SEC EDGAR (first-party)
Price$27.80
Market Cap$661.25M
P/E Ratio12.9
EV / EBITDA10.4
Price / Book1.18
Price / Sales3.68
FCF Yield4.3%
DCF Value (model)$20.48
DCF Upside vs Price-26.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$164.57M
Net Margin25.4%
Revenue Growth (YoY)32.3%
EPS Growth (YoY)62.3%
FCF Growth (YoY)142.2%
Financial Health — source: SEC EDGAR
Altman Z-Score9.31 (safe)
Valuation vs Sector & Industry
Stock P/E12.9
Sector P/E (Materials)23.9
Industry P/E (Construction Materials)20.2
vs Sector-46.0%
vs Industry-36.2%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderDIMENSIONAL FUND ADVISORS LP ($19.53M)
Institutional Holders Tracked10
Company
SectorMaterials
IndustryConstruction Materials
CEOKenneth E. Shipley
Employees594
CountryUS
IPO Date2018-12-14

Legacy Housing Corporation earnings call transcripts

  • LEGH Q2 FY26 earnings call transcript (reported 2026-08-05) · analysis
  • LEGH Q4 FY25 earnings call transcript (reported 2026-03-12) · analysis
  • LEGH Q2 FY25 earnings call transcript (reported 2025-08-07) · analysis

All LEGH earnings calls

Related Companies (Construction Materials; 8 comparable building products companies)

  • The St. Joe Company (JOE)
  • Smith Douglas Homes Corp. (SDHC)
  • LGI Homes, Inc. (LGIH)
  • Green Brick Partners, Inc. (GRBK)
  • Beazer Homes USA, Inc. (BZH)
  • The GEO Group, Inc. (GEO)
  • Hovnanian Enterprises, Inc. (HOV)
  • Century Communities, Inc. (CCS)
LEGH earnings history · LEGH institutional & insider holders · LEGH KPIs & operating metrics · LEGH financials · LEGH investor presentations & press releases · LEGH SEC filings · LEGH peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-09-02.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.