Ameris Bancorp (ABCB) is a Financials stock trading at $86.10 (as of 2026-08-20), with a market capitalization of $5.79B and a trailing P/E of 15.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Ameris Bancorp is the bank holding company for Ameris Bank, providing banking and lending services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. It operates segments including banking, retail mortgage, warehouse lending, SBA lending, and premium finance, offering deposit accounts, commercial and residential real estate and other loans, and loan origination, administration, and servicing for insurance premium and SBA loans.
Ameris Bancorp operates as the bank holding company for Ameris Bank, providing retail and commercial banking products to customers, and making loans across areas including residential and commercial real estate, SBA, warehouse lending, and premium finance.
Ameris Bancorp’s profit potential is driven by how much it can produce and keep in its loan pipeline, while funding that lending with customer deposits (tracked by the Loan-to-Deposit Ratio and efforts reflected in Brokered Deposits Reduction).
Business quality (Solid): Bank performance is closely linked to loan production and funding mix, so investors will likely focus on whether loan pipeline metrics and the Loan-to-Deposit Ratio stay supportive, alongside reported reduction in brokered deposits.
Valuation: At 14× earnings, ABCB trades 9% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $86.10 |
| Market Cap | $5.79B |
| P/E Ratio | 15.4 |
| EV / EBITDA | 9.0 |
| Price / Book | 1.42 |
| Price / Sales | 4.05 |
| FCF Yield | 9.0% |
| DCF Value (model) | $112.31 |
| DCF Upside vs Price | 30.4% |
| Revenue (TTM) | $1.39B |
| Net Margin | 29.6% |
| Revenue Growth (YoY) | 5.2% |
| EPS Growth (YoY) | -51.9% |
| FCF Growth (YoY) | 31.8% |
| Stock P/E | 15.4 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | 1.7% |
| vs Industry | 19.2% |
| Top Institutional Holder | BlackRock, Inc. ($765.74M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 7 |
| Sector | Financials |
| Industry | Banking |
| CEO | H. Palmer Proctor Jr. |
| Employees | 2,045 |
| Country | US |
| IPO Date | 1996-03-28 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.