Global Payments Inc. (GPN) Stock

Global Payments Inc. (GPN) is a Technology stock trading at $93.50 (as of 2026-08-21), with a market capitalization of $24.74B. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

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Understand Global Payments Inc.: how it makes money

Global Payments provides payment technology and software for merchants and financial institutions, earning money by processing and managing card, electronic, check, and digital payment transactions and related services.

Profit is driven by scaling payment processing and related services across a large, transaction-active customer base, while operating expenses and investment timing can overwhelm gross profit and produce margin volatility.

Revenue by segment (latest quarter)
Merchant$1.8B
Issuer$1.0B
BizCons$0.2B

Business quality (Weak): Clear segment structure (Merchant Solutions, Issuer Solutions, Business and Consumer Solutions) and relevant operating metrics exist (accounts on file, transactions processed), but the segment revenue inputs shown here appear to be adjusted net revenue components rather than clean totals that reconcile exactly to the reported total revenue.

Bull case

  • Large active customer footprint supports payment processing volumes: Traditional accounts on file are shown at 917000000, and transactions processed are shown at 10000000000.
  • Diversified solution set across merchant and issuer needs: The company operates through Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions, spanning authorization, settlement and funding, payment security, and related services.

Bear case

  • Operating profitability can be weak even when gross margin is high: In the latest quarter, operating margin is -0.5% while gross margin is 57.1%.
  • Partner and implementation conversion introduces execution uncertainty: The pipeline of signed partners yet to go live is shown at 19%, implying some future growth depends on partner launches and onboarding.
Valuation — source: SEC EDGAR (first-party)
Price$93.50
Market Cap$24.74B
EV / EBITDA12.2
Price / Book1.04
Price / Sales2.57
FCF Yield3.3%
DCF Value (model)$100.08
DCF Upside vs Price7.0%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$7.71B
Net Margin18.2%
Revenue Growth (YoY)69.7%
EPS Growth (YoY)-94.9%
FCF Growth (YoY)-35.8%
Financial Health — source: SEC EDGAR
Altman Z-Score1.05 (distress)
Piotroski F-Score5/9 (moderate)
Valuation vs Sector & Industry
Sector P/E (Technology)33.9
Industry P/E (Business Services)29.9
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderGTCR LLC ($2.91B)
Institutional Holders Tracked10
Congressional Trades (recent)10
Company
SectorTechnology
IndustryBusiness Services
CEOCameron Bready
Employees27,000
CountryUS
IPO Date2001-01-16

Related Companies (Business model: IT Services / Consulting and Managed Services; 8 closest by market cap; US-domiciled)

  • Fiserv, Inc. (FISV)
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  • Broadridge Financial Solutions, Inc. (BR)
  • RB Global, Inc. (RBA)
  • Akamai Technologies, Inc. (AKAM)
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GPN earnings history · GPN institutional & insider holders · GPN KPIs & operating metrics · GPN financials · GPN investor presentations & press releases · GPN SEC filings · GPN peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.