Customers Bancorp, Inc. (CUBI) Stock

Customers Bancorp, Inc. (CUBI) is a Financials stock trading at $79.58 (as of 2026-08-20), with a market capitalization of $2.69B and a trailing P/E of 9.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Customers Bancorp, Inc. is a bank holding company for Customers Bank, providing deposit and loan products to individual consumers and small and middle market businesses. Its services include online and mobile banking, wire transfers, electronic bill payment, remote deposit capture, lockbox and cash management, as well as related business banking and payment processing.

Understand Customers Bancorp, Inc.: how it makes money

Customers Bancorp operates as a bank for individual consumers and small to middle market businesses, making money by offering deposit accounts (checking, savings, MMDA) and a range of loan products (including commercial real estate, residential mortgages, and installment loans).

Core Revenue is the key disclosed operating component for the company, at 0.24B out of 0.3B total revenue in the latest quarter.

Business quality (Solid): Profitability is shown via a 26.9% operating margin for 2026-03-31, but gross margin is not provided and only part of revenue is broken out as Core Revenue.

Valuation: At 10× earnings, CUBI trades 22% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified banking offerings across deposits and loan products: The company provides deposits (checking, savings, MMDA) and multiple lending categories, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, residential mortgage loans, and installment loans.
  • Solid operating profitability in the latest quarter: Operating margin for 2026-03-31 is 26.9%.

Bear case

  • Incomplete visibility into cost structure and revenue mix in the provided data: Gross margin is not provided (null), and the only segment-like figure shown is Core Revenue at 0.24B versus total revenue of 0.3B.
Valuation — source: SEC EDGAR (first-party)
Price$79.58
Market Cap$2.69B
P/E Ratio9.2
EV / EBITDA-3.5
Price / Book1.22
Price / Sales1.92
FCF Yield13.6%
DCF Value (model)$110.77
DCF Upside vs Price39.2%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$1.36B
Net Margin16.5%
Revenue Growth (YoY)5.1%
EPS Growth (YoY)19.8%
FCF Growth (YoY)-34.6%
Valuation vs Sector & Industry
Stock P/E9.2
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-39.1%
vs Industry-28.6%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($346.49M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOSamvir S. Sidhu
Employees787
CountryUS
IPO Date2012-03-14

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CUBI earnings history · CUBI institutional & insider holders · CUBI KPIs & operating metrics · CUBI financials · CUBI investor presentations & press releases · CUBI SEC filings · CUBI peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.