First Busey Corporation (BUSE) Stock

First Busey Corporation (BUSE) is a Financials stock trading at $30.22 (as of 2026-08-20), with a market capitalization of $2.50B and a trailing P/E of 10.8. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates through three segments: Banking, FirsTech, and Wealth Management. It offers customary types of demand and savings deposits; and commercial, agricultural, real estate construction, commercial and residential real estate, and consumer loans, as well as home equity lines of credit. The company also provides money transfer, safe deposit, IRA, and other fiduciary services through banking center, ATM and technology-based networks. In addition, it offers investment management, trust, estate advisory, and financial planning services, as well as business succession and employee retirement planning services; investment strategy consulting and fiduciary services; and security brokerage services. Further, the company provides asset management, philanthropic advisory, tax preparation, and professional farm management services; and commercial depository services, such as cash management services. Additionally, it offers payment technology solutions through its payment platform, such as walk-in payment processing for customers at retail pay agents; online bill payment solutions; customer service payments accepted over the telephone; mobile bill pay; direct debit services; electronic concentration of payments delivered to automated clearing house network; money management and credit card networks; and lockbox remittance processing to make payments by mail, as well as provides tools related to billing, reconciliation, bill reminders, and treasury services. The company has 46 banking centers in Illinois; 8 in Missouri; 3 in southwest Florida; and 1 in Indianapolis, Indiana. First Busey Corporation was founded in 1868 and is headquartered in Champaign, Illinois.

Understand First Busey Corporation: how it makes money

First Busey Corporation is a bank holding company that provides retail and commercial banking (deposits, loans, and related services), along with FirsTech (payments/technology) and wealth management, and it generates Operating Revenue across these segments.

Operating Revenue is the central profit driver, with performance tied to the mix between Banking and the smaller FirsTech and Wealth Management segments.

Revenue by segment (latest quarter)
Banking$0.1B
FirsTech$0.0B
Wealth$0.1B

Business quality (Strong): Segment breakdown is based on the provided segment revenue candidates (sum is close to the reported 0.2B quarterly revenue, but some candidate segment labels reference last twelve months).

Valuation: At 12× earnings, BUSE trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Credit quality snapshot includes Non-Performing Assets of 0.02B and Net Charge-Offs of 0.0B: For a banking business, these are key indicators investors often use to gauge underlying asset health.
  • Non-Performing Loan Coverage Ratio is 10.34 and Assets Under Care is 15.65B: A higher coverage ratio can support resilience, and a larger assets-under-care base supports the Wealth Management side of the business.

Bear case

  • Non-Performing Assets are not zero (0.02B): Even with coverage, any persistent credit issues can pressure results through additional costs and risk appetite constraints.
  • Intentional Runoff of High-Cost Non-Relationship Deposits is 0.79B: Runoff of higher-cost funding can affect the deposit mix, which can influence banking economics depending on how replacements perform.
Valuation — source: SEC EDGAR (first-party)
Price$30.22
Market Cap$2.50B
P/E Ratio10.8
EV / EBITDA5.8
Price / Book1.05
Price / Sales3.16
FCF Yield8.4%
DCF Value (model)$28.61
DCF Upside vs Price-5.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$719.58M
Net Margin18.8%
Revenue Growth (YoY)-0.7%
EPS Growth (YoY)30.2%
FCF Growth (YoY)-15.0%
Valuation vs Sector & Industry
Stock P/E10.8
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector-28.6%
vs Industry-16.4%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderWELLINGTON MANAGEMENT GROUP LLP ($176.36M)
Institutional Holders Tracked10
Congressional Trades (recent)4
Company
SectorFinancials
IndustryBanking
CEOVan A. Dukeman
Employees1,965
CountryUS
IPO Date1998-10-06

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BUSE earnings history · BUSE institutional & insider holders · BUSE KPIs & operating metrics · BUSE financials · BUSE investor presentations & press releases · BUSE SEC filings · BUSE peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.