Stock Yards Bancorp, Inc. (SYBT) Stock

Stock Yards Bancorp, Inc. (SYBT) is a Financials stock trading at $82.03 (as of 2026-08-20), with a market capitalization of $2.42B and a trailing P/E of 16.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Stock Yards Bancorp, Inc. is a holding company for Stock Yards Bank & Trust Company, providing banking and wealth-management services in the United States through Commercial Banking and WM&T segments. It serves individuals and businesses with lending, deposits, treasury and related banking services, and offers trust, investment management, retirement and estate planning, including retirement plan management.

Understand Stock Yards Bancorp, Inc.: how it makes money

Stock Yards Bancorp runs a U.S. community bank holding company, providing Commercial Banking products such as mortgage banking, deposit services, and retail, commercial, and commercial real estate lending, plus a second segment labeled WM&T.

The profit engine is the mix of Commercial Banking lending and deposit-related services (including mortgage banking and a range of banking services like treasury management, merchant, and correspondent banking) alongside activity in the WM&T segment.

Business quality (Strong): Operating performance looks strong for the latest quarter (operating margin 39.2%), but investor focus should stay on credit quality and the bank's real estate related loan exposure, alongside WM&T assets under management and loan growth.

Valuation: At 16× earnings, SYBT trades 24% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Credit charge-offs appear contained: Net Loan Charge-Offs are 0.0 USD_B in the latest quarter.
  • Loan book shows some organic expansion: Organic Loan Expansion (Loans Excluding Paycheck Protection Program Loans) is 0.15 USD_B.
  • WM&T has measurable scale: Assets under Management are 7.5 USD_B.

Bear case

  • Real estate loan exposure is meaningful: Commercial Real Estate Non-Owner Occupied Loans are 1.61 USD_B, which can be sensitive to commercial property conditions.
  • Construction and land development credit is not trivial: Construction and Land Development Line of Credit Utilization is 34.0%, indicating an active portion of credit facilities tied to that use category.
  • Credit quality can change quickly: Non-Performing Loans are 0.01 USD_B, so any increase in delinquency would be a direct negative signal for the bank.
Valuation — source: SEC EDGAR (first-party)
Price$82.03
Market Cap$2.42B
P/E Ratio16.2
EV / EBITDA11.9
Price / Book1.94
Price / Sales5.00
Dividend Yield1.5%
FCF Yield7.9%
DCF Value (model)$101.05
DCF Upside vs Price23.2%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$467.59M
Net Margin30.0%
Return on Equity12.0%
Debt / Equity0.02
Revenue Growth (YoY)13.3%
EPS Growth (YoY)22.0%
FCF Growth (YoY)15.8%
Valuation vs Sector & Industry
Stock P/E16.2
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector7.0%
vs Industry25.4%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($129.26M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOJames A. Hillebrand
Employees1,089
CountryUS
IPO Date1993-03-24

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SYBT earnings history · SYBT institutional & insider holders · SYBT KPIs & operating metrics · SYBT financials · SYBT investor presentations & press releases · SYBT SEC filings · SYBT peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.