Seacoast Banking Corporation of Florida (SBCF) is a Financials stock trading at $34.74 (as of 2026-08-20), with a market capitalization of $3.36B and a trailing P/E of 20.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.
Seacoast Banking Corporation of Florida provides retail and commercial banking in Florida, earning money through interest from loans (including consumer, real estate, and commercial lending) and fees from services such as wealth management, brokerage, annuities, and mortgage services.
The bank’s profit model is structurally tied to the spread between interest it earns on customer loans (including real estate and consumer credit) and the interest it pays on customer deposits, with additional support from fee based services like mortgage, brokerage, and annuities.
Business quality (Mixed): Operating margin is reported at 16.3% for the latest quarter, but the provided data does not include a clean official segment revenue breakdown, and the only available operating metric candidate is wealth management revenue, which is shown as 0.0 in the provided facts.
Valuation: At 22× earnings, SBCF trades 78% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $34.74 |
| Market Cap | $3.36B |
| P/E Ratio | 20.7 |
| EV / EBITDA | 13.9 |
| Price / Book | 1.23 |
| Price / Sales | 3.49 |
| DCF Value (model) | $18.78 |
| DCF Upside vs Price | -45.9% |
| Revenue (TTM) | $836.37M |
| Net Margin | 17.3% |
| Revenue Growth (YoY) | 32.2% |
| EPS Growth (YoY) | 10.0% |
| Stock P/E | 20.7 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 12.9 |
| vs Sector | 37.0% |
| vs Industry | 60.6% |
| Top Institutional Holder | BlackRock, Inc. ($422.81M) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Charles Shaffer |
| Employees | 1,518 |
| Country | US |
| IPO Date | 1984-02-02 |
Data as of 2026-08-20.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.