Unum Group (UNM) is a Healthcare stock trading at $89.41 (as of 2026-08-24), with a market capitalization of $14.29B and a trailing P/E of 20.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Unum Group provides financial protection benefit insurance, mainly disability and life-related coverage (plus supplemental voluntary benefits), sold through group and individual arrangements, and it makes money primarily through premium income from those insurance products.
Profitability is structurally driven by how premium income from its disability, life, and related protection products translates into returns after benefit payments and operating costs, with segment mix (Unum US, Colonial Life, Unum International) and the Closed Block influencing the overall result.
| Unum US | $1.8B |
| Colonial Life | $0.5B |
| Unum International | $0.3B |
| Closed Block | $0.9B |
Business quality (Weak): Segment revenue inputs are available for premium income in Unum US, Colonial Life, and Unum International, but Closed Block segment revenue is not explicitly provided in the inputs, so the Closed Block figure is the arithmetic residual needed to reconcile to total revenue.
Valuation: At 18× earnings, UNM trades 44% above the Insurance average (13×). Note: one-time items can distort reported P/E.
| Price | $89.41 |
| Market Cap | $14.29B |
| P/E Ratio | 20.3 |
| EV / EBITDA | 13.4 |
| Price / Sales | 1.07 |
| FCF Yield | 4.9% |
| Revenue (TTM) | $13.08B |
| Net Margin | 5.6% |
| Revenue Growth (YoY) | 0.3% |
| EPS Growth (YoY) | -16.6% |
| FCF Growth (YoY) | 48.2% |
| Stock P/E | 20.3 |
| Sector P/E (Healthcare) | 21.7 |
| Industry P/E (Insurance) | 13.1 |
| vs Sector | -6.3% |
| vs Industry | 55.6% |
| Top Institutional Holder | VANGUARD GROUP INC ($1.41B) |
| Institutional Holders Tracked | 10 |
| Congressional Trades (recent) | 7 |
| Sector | Healthcare |
| Industry | Insurance |
| CEO | Richard Paul McKenney |
| Employees | 10,833 |
| Country | US |
| IPO Date | 1986-11-06 |
Data as of 2026-08-24.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.