TrustCo Bank Corp NY (TRST) is a Financials stock trading at $56.84 (as of 2026-08-21), with a market capitalization of $993.36M and a trailing P/E of 15.1. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
TrustCo Bank Corp NY is the holding company for Trustco Bank, a federal savings bank that provides personal and business banking, including deposits, loans, and investment services. The company also operates as a real estate investment trust and provides estate, wealth management, custodial, and trustee services for employee benefit plans and corporate trusts.
TrustCo Bank Corp NY provides personal and business banking, including accepting deposits, making loans, and offering investments, and it also runs a real estate mortgage REIT and provides trust, estate, and wealth management services. It makes money through its banking and lending activities, mortgage asset operations, and wealth and trust-related services.
The profit model is primarily driven by the scale of lending (Loans), the quality of that lending (Non-Performing Loans), and wealth/trust activity (Assets Under Management), since these factors map to the company’s banking and services income and credit performance.
Business quality (Solid): You have clear operating lenses to monitor for TRST: Loans (business volume), Non-Performing Loans (credit risk), and Assets Under Management (wealth and trust-related business). The reportable segment breakdown is not provided here, so the view is best at the whole-company level.
Valuation: At 15× earnings, TRST trades 20% above the Banking average (13×). Note: one-time items can distort reported P/E.
| Price | $56.84 |
| Market Cap | $993.36M |
| P/E Ratio | 15.1 |
| EV / EBITDA | 4.2 |
| Price / Book | 1.51 |
| Price / Sales | 3.73 |
| FCF Yield | 8.8% |
| DCF Value (model) | $54.67 |
| DCF Upside vs Price | -3.8% |
| Revenue (TTM) | $259.42M |
| Net Margin | 23.6% |
| Revenue Growth (YoY) | 6.6% |
| EPS Growth (YoY) | 26.8% |
| FCF Growth (YoY) | -16.2% |
| Stock P/E | 15.1 |
| Sector P/E (Financials) | 15.1 |
| Industry P/E (Banking) | 13.0 |
| vs Sector | 0.0% |
| vs Industry | 16.4% |
| Top Institutional Holder | BlackRock, Inc. ($112.36M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Robert Joseph McCormick |
| Employees | 740 |
| Country | US |
| IPO Date | 1983-04-20 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.