Mid Penn Bancorp, Inc. (MPB) Stock

Mid Penn Bancorp, Inc. (MPB) is a Financials stock trading at $37.24 (as of 2026-08-21), with a market capitalization of $943.48M and a trailing P/E of 16.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Mid Penn Bancorp, Inc. is a bank holding company for Mid Penn Bank, providing commercial banking services to individuals, partnerships, non-profit organizations, and corporations. Its offerings include deposit accounts and loan products, along with online and telephone banking, cash management, ATMs, and other banking services.

Understand Mid Penn Bancorp, Inc.: how it makes money

Mid Penn Bancorp operates Mid Penn Bank, providing commercial banking services, including deposit accounts and a range of loan and credit products, to individuals and organizations, with revenue generated from these banking activities.

The companys profit engine starts with pre-provision net revenues, meaning core banking earnings before credit provisions, then converts into operating profitability after credit-related costs.

Business quality (Mixed): The provided facts describe the deposit and loan product set, but do not include official reportable segments or operational KPIs, so insight into what specifically drives performance is limited.

Valuation: At 15× earnings, MPB trades 21% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Broad set of deposit products: It offers multiple time and demand deposit products (checking, savings, money market, certificates of deposit, and IRAs), which supports a diversified funding base.
  • Diversified loan and credit offerings: It provides mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, and community development loans.

Bear case

  • Credit performance risk across multiple loan types: Because the lending mix spans areas such as consumer, commercial, construction, farm, and community development loans, weakness in credit quality in any of these areas can pressure earnings through higher credit costs.
  • Sensitivity to deposit and borrowing conditions: The business relies on deposit products for funding, so shifts in customer deposit behavior or funding costs can affect profitability.
Valuation — source: SEC EDGAR (first-party)
Price$37.24
Market Cap$943.48M
P/E Ratio16.4
EV / EBITDA12.9
Price / Book1.05
Price / Sales2.68
FCF Yield13.8%
DCF Value (model)$40.51
DCF Upside vs Price8.8%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$323.77M
Net Margin17.4%
Revenue Growth (YoY)13.0%
EPS Growth (YoY)-10.7%
FCF Growth (YoY)61.5%
Valuation vs Sector & Industry
Stock P/E16.4
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
vs Sector8.9%
vs Industry26.7%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderWELLINGTON MANAGEMENT GROUP LLP ($73.15M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEORory G. Ritrievi
Employees600
CountryUS
IPO Date1997-12-04

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

  • MetroCity Bankshares, Inc. (MCBS)
  • CNB Financial Corporation (CCNE)
  • TrustCo Bank Corp NY (TRST)
  • Central Pacific Financial Corp. (CPF)
  • Southside Bancshares, Inc. (SBSI)
  • First Financial Corporation (THFF)
  • First Community Bankshares, Inc. (FCBC)
  • Farmers National Banc Corp. (FMNB)
MPB earnings history · MPB institutional & insider holders · MPB KPIs & operating metrics · MPB financials · MPB investor presentations & press releases · MPB SEC filings · MPB peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.