Southern First Bancshares, Inc. (SFST) Stock

Southern First Bancshares, Inc. (SFST) is a Financials stock trading at $57.96 (as of 2026-06-18), with a market capitalization of $546.22M and a trailing P/E of 13.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It operates through eight retail offices located in Greenville, Charleston, and Columbia; three retail offices located in Raleigh, Greensboro, and Charlotte markets; and one retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

Valuation — source: SEC EDGAR (first-party)
Price$57.96
Market Cap$546.22M
P/E Ratio13.6
EV / EBITDA4.1
Price / Book1.44
Price / Sales86.01
DCF Value (model)$83.16
DCF Upside vs Price43.5%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$6.28M
Net Margin483.4%
Return on Equity9.2%
Revenue Growth (YoY)4.8%
EPS Growth (YoY)86.2%
FCF Growth (YoY)41.0%
Valuation vs Sector & Industry
Stock P/E13.6
Sector P/E (Financials)14.2
Industry P/E (Banking)12.4
vs Sector-4.6%
vs Industry9.6%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderT. Rowe Price Investment Management, Inc. ($44.57M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOR. Arthur Seaver Jr.
Employees297
CountryUS
IPO Date1999-10-28

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

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  • Sierra Bancorp (BSRR)
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SFST earnings history · SFST institutional & insider holders · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.