Renasant Corporation (RNST) Stock

Renasant Corporation (RNST) is a Financials stock trading at $41.83 (as of 2026-08-20), with a market capitalization of $3.86B and a trailing P/E of 20.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Renasant Corporation is a bank holding company operating Renasant Bank, providing financial services including deposit accounts, loans, treasury management, and related banking services to retail and commercial customers. It also operates segments for insurance and wealth management/ fiduciary services.

Understand Renasant Corporation: how it makes money

Renasant Corporation is a bank holding company that provides banking services, wealth management and fiduciary services, and insurance services to retail and commercial customers, and it makes money by originating and servicing customer financial products and delivering related financial and insurance services through its Community Banks, Insurance, and Wealth Management segments.

RNST is structurally a three-segment financial services company, Community Banks, Insurance, and Wealth Management, so its results are ultimately driven by how revenue from these businesses holds up across customer lending, deposit, and wealth and insurance offerings.

Business quality (Solid): In the latest reported quarter (period ending 2026-03-31), revenue is about $0.3B and operating margin is 32.7%, but the provided dataset does not include reportable segment revenue or detailed operating KPIs beyond Paycheck Protection Program Revenue and Triple P Revenue.

Valuation: At 18× earnings, RNST trades 45% above the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Multi-line business model: The company operates through three segments (Community Banks, Insurance, and Wealth Management), with offerings that span checking and savings, loans, and insurance and wealth management services.
  • Meaningful operating profitability in the latest quarter: Operating margin is reported at 32.7% for the period ended 2026-03-31.

Bear case

  • Limited visibility into segment drivers: No reportable segment revenue breakdown is provided in the input data, so it is not possible to see which segment (Community Banks, Insurance, or Wealth Management) contributed most to the roughly $0.3B revenue figure.
  • Provided operating KPIs are narrow: The only operating KPI candidates given are Paycheck Protection Program Revenue (0.01B) and Triple P Revenue (0.0B), which may not capture the core operating drivers investors typically track for a bank.
Valuation — source: SEC EDGAR (first-party)
Price$41.83
Market Cap$3.86B
P/E Ratio20.3
EV / EBITDA12.6
Price / Book1.00
Price / Sales3.08
FCF Yield8.9%
DCF Value (model)$21.77
DCF Upside vs Price-47.9%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$1.26B
Net Margin14.4%
Revenue Growth (YoY)42.2%
EPS Growth (YoY)-36.5%
FCF Growth (YoY)105.3%
Valuation vs Sector & Industry
Stock P/E20.3
Sector P/E (Financials)15.1
Industry P/E (Banking)12.9
vs Sector33.8%
vs Industry56.8%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderBlackRock, Inc. ($492.32M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOKevin D. Chapman
Employees2,200
CountryUS
IPO Date1992-04-24

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

  • First BanCorp. (FBP)
  • Texas Capital Bancshares, Inc. (TCBI)
  • United Community Banks, Inc. (UCB)
  • Cathay General Bancorp (CATY)
  • CVB Financial Corp. (CVBF)
  • Independent Bank Corp. (INDB)
  • Mechanics Bank (MCHB)
  • First Interstate BancSystem, Inc. (FIBK)
RNST earnings history · RNST institutional & insider holders · RNST KPIs & operating metrics · RNST financials · RNST investor presentations & press releases · RNST SEC filings · RNST peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.