Prudential Financial, Inc. (PRU) Stock

Prudential Financial, Inc. (PRU) is a Financials stock trading at $119.04 (as of 2026-07-17), with a market capitalization of $41.31B and a trailing P/E of 11.9. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Prudential Financial, Inc. and its subsidiaries provide insurance and investment-management products and services, along with related financial services. The company operates across segments including PGIM, retirement, and various insurance businesses, offering investment solutions and retirement and group insurance products to clients in the U.S. and internationally.

Understand Prudential Financial, Inc.: how it makes money

Prudential Financial provides insurance, retirement products, and investment management services, it makes money by selling insurance and by managing client assets through strategies spanning public fixed income, public equity, real estate debt and equity, private credit, and other alternatives.

Prudential’s profit model is structurally tied to both insurance product sales and the performance and fee generation of its investment management platform, because it manages assets across multiple public and private asset classes and also supports its insurance and retirement businesses with those investments.

Business quality (Weak): Strong clarity on the company’s business lines and the operational KPI provided (PGIM assets under management). Limited segment-level revenue detail was provided, so reportable segment revenues cannot be cleanly broken out here.

Valuation: At 11× earnings, PRU trades 12% below the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified business mix across insurance and investment management: The company operates through multiple segments including PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block.
  • Broad investment capability across public and private markets: Its investment management services cover public fixed income, public equity, real estate debt and equity, private credit, and other alternatives, plus multi-asset class strategies for institutional and retail clients.

Bear case

  • Market and portfolio risks can affect investment performance and business outcomes: Because investment management includes public and private asset classes, performance and related economics can be influenced by market conditions.
  • Operating complexity from many segments and international exposure: Multiple segments, including International Businesses and a Closed Block segment, can add complexity and may make results harder to interpret quarter to quarter.
Valuation — source: SEC EDGAR (first-party)
Price$119.04
Market Cap$41.31B
P/E Ratio11.9
EV / EBITDA8.8
Price / Book1.28
Price / Sales0.66
DCF Value (model)$152.93
DCF Upside vs Price28.5%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$60.77B
Net Margin5.9%
Revenue Growth (YoY)15.3%
EPS Growth (YoY)-14.2%
Valuation vs Sector & Industry
Stock P/E11.9
Sector P/E (Financials)15.4
Industry P/E (Insurance)13.1
vs Sector-22.7%
vs Industry-8.8%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($4.79B)
Institutional Holders Tracked10
Congressional Trades (recent)10
Company
SectorFinancials
IndustryInsurance
CEOAndrew Francis Sullivan
Employees37,936
CountryUS
IPO Date2001-12-13

Related Companies (Business model: Life and Health Insurer + Asset Manager (Traditional + Alternatives); 8 closest by market cap; US-domiciled)

  • MetLife, Inc. (MET)
  • Reinsurance Group of America, Incorporated (RGA)
  • Corebridge Financial, Inc. (CRBG)
  • Globe Life Inc. (GL)
  • Primerica, Inc. (PRI)
  • Voya Financial, Inc. (VOYA)
  • Jackson Financial Inc. (JXN)
  • Lincoln National Corporation (LNC)
PRU earnings history · PRU institutional & insider holders · PRU KPIs & operating metrics · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-07-17.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.