MetLife, Inc. (MET) Stock

MetLife, Inc. (MET) is a Financials stock trading at $91.14 (as of 2026-07-09), with a market capitalization of $58.64B and a trailing P/E of 12.4. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

MetLife, Inc. is a financial services company that provides life insurance, disability and health-related coverages, annuities, and related employee benefits, along with asset management and other funding and settlement products. It operates across regional segments including the U.S., Asia, Latin America, Europe/Middle East/Africa, and MetLife Holdings, serving individuals, employers, and institutional customers worldwide.

Understand MetLife, Inc.: how it makes money

MetLife provides insurance (including life, disability, dental and health), annuities, employee benefit products, and asset management services, and it makes money primarily through premiums and fees (PFOs).

MetLife’s profit engine is the generation of premiums and fees (PFOs), tracked as total and “adjusted” PFOs and further broken out by major product groupings (for example, Group Benefits and Retirement and Income Solutions).

Business quality (Mixed): Useful high-level profit driver (PFOs), but the provided data does not include a clean, mutually exclusive revenue breakdown across MetLife’s five official reportable segments (U.S., Asia, Latin America, Europe, the Middle East and Africa, MetLife Holdings).

Valuation: At 17× earnings, MET trades 31% above the Insurance average (13×). Note: one-time items can distort reported P/E.

Bull case

  • PFOs are central and consistently measured: The provided operating driver framework highlights “premiums, fees and other revenues (PFOs)” and “adjusted” PFOs, supporting a clear link between core revenue generation and results.
  • Diversified product mix within insurance and income solutions: The company’s offering spans life, disability, dental, health and related coverages, plus retirement and income solutions (RIS), and the provided KPI candidates show both Group Benefits and RIS as separate PFO streams.

Bear case

  • Limited segment visibility versus official reporting: The provided information does not give a clean revenue split across the five official reportable segments (U.S., Asia, Latin America, Europe, the Middle East and Africa, MetLife Holdings), which makes it harder to assess where changes originate.
  • Modest operating profitability in the latest quarter: Operating margin is 8.6% for the quarter ended 2026-03-31, so profitability appears not to be high relative to many non-insurance business models.
Valuation — source: SEC EDGAR (first-party)
Price$91.14
Market Cap$58.64B
P/E Ratio12.4
EV / EBITDA5.9
Price / Book2.13
Price / Sales0.81
DCF Value (model)$95.34
DCF Upside vs Price4.6%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$77.08B
Net Margin4.4%
Revenue Growth (YoY)29.1%
EPS Growth (YoY)-34.6%
FCF Growth (YoY)-100.0%
Valuation vs Sector & Industry
Stock P/E12.4
Sector P/E (Financials)14.9
Industry P/E (Insurance)13.3
vs Sector-16.7%
vs Industry-6.2%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($5.73B)
Institutional Holders Tracked10
Congressional Trades (recent)10
Company
SectorFinancials
IndustryInsurance
CEOMichel Abbas Khalaf
Employees45,000
CountryUS
IPO Date2000-04-05

Related Companies (Business model: Life and Health Insurer; 8 closest by market cap; US-domiciled)

  • Sun Life Financial Inc. (SLF)
  • Prudential Financial, Inc. (PRU)
  • Reinsurance Group of America, Incorporated (RGA)
  • Globe Life Inc. (GL)
  • Corebridge Financial, Inc. (CRBG)
  • Voya Financial, Inc. (VOYA)
  • Manulife Financial Corporation (MFC)
  • Lincoln National Corporation (LNC)
MET earnings history · MET institutional & insider holders · MET KPIs & operating metrics · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-07-09.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.