PaySign, Inc. (PAYS) is a Technology stock trading at $14.09 (as of 2026-08-21), with a market capitalization of $795.55M and a trailing P/E of 40.1. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
PaySign, Inc. provides prepaid card products and processing services under the PaySign brand for corporate, consumer, and government applications. It offers various services, such as transaction processing, cardholder enrollment, value loading, cardholder account management, reporting, and customer service through PaySign, a proprietary card-processing platform. The company also develops prepaid card programs for corporate incentive and rewards, including consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments, and pharmaceutical payment assistance; and payroll or general purpose reloadable cards, as well as gift or incentive cards. In addition, it offers and Per Diem/Corporate Expense Payments that allows businesses, and nonprofits and government agencies the ability to control employee spending while reducing administration costs by eliminating the need for traditional expense reports. Further, the company provides payment claims processing and other administrative services; pharmacy-based voucher and copay, and medical claims and debit-based affordability programs; PaySign Premier, a demand deposit account debit card; and payment solution for source plasma collection centers, as well as customer service center and PaySign Communications Suite services. Its principal target markets for processing services comprise prepaid card issuers, retail and private-label issuers, small third-party processors, and small and mid-size financial institutions in the United States and Mexico. The company was formerly known as 3PEA International, Inc. and changed its name to PaySign, Inc. in April 2019. PaySign, Inc. was incorporated in 1995 and is based in Henderson, Nevada.
PaySign provides prepaid card products and processing services, using its proprietary card-processing platform to handle transaction processing, cardholder enrollment, value loading, and cardholder account management for corporate, consumer, and government applications.
PaySign's earnings are structurally tied to operating prepaid card programs through its proprietary platform, where revenue depends on ongoing program activity and scale across cardholders and program operators such as plasma donation centers and patient affordability programs.
| Plasma | $0.0B |
| Pharma | $0.0B |
| Other | $0.0B |
Business quality (Strong): Good visibility into the operating model and several scale KPIs (cardholders, centers, programs), but the provided segment breakdown is limited and some segment revenue labels are effectively 0.0B, so segment mix confidence is moderate.
Valuation: Trades at 48× trailing earnings · $0B market cap.
| Price | $14.09 |
| Market Cap | $795.55M |
| P/E Ratio | 40.1 |
| EV / EBITDA | 19.7 |
| Price / Book | 13.22 |
| Price / Sales | 7.51 |
| FCF Yield | 7.6% |
| DCF Value (model) | $25.24 |
| DCF Upside vs Price | 79.1% |
| Revenue (TTM) | $82.03M |
| Net Margin | 9.2% |
| Revenue Growth (YoY) | 40.5% |
| EPS Growth (YoY) | 100.0% |
| FCF Growth (YoY) | 127.6% |
| Altman Z-Score | 2.61 (grey) |
| Piotroski F-Score | 6/9 (moderate) |
| Stock P/E | 40.1 |
| Sector P/E (Technology) | 33.9 |
| Industry P/E (Business Services) | 29.9 |
| vs Sector | 18.4% |
| vs Industry | 34.2% |
| Top Institutional Holder | Topline Capital Management, LLC ($27.37M) |
| Institutional Holders Tracked | 10 |
| Sector | Technology |
| Industry | Business Services |
| CEO | Mark R. Newcomer |
| Employees | 173 |
| Country | US |
| IPO Date | 2007-10-10 |
Data as of 2026-08-21.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.