General Motors Company (GM) Stock

General Motors Company (GM) is a Consumer Discretionary stock trading at $87.94 (as of 2026-08-21), with a market capitalization of $77.16B and a trailing P/E of 9.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

General Motors designs, builds, and sells vehicles such as cars, trucks, and crossovers, along with automobile parts and accessories, through segments including GM North America, GM International, Cruise, and GM Financial. It sells vehicles and related offerings through dealer and fleet channels, supporting retail customers, commercial fleets, leasing organizations, and governments, and provides safety and connected services for vehicle owners.

Understand General Motors Company: how it makes money

General Motors designs, builds, and sells trucks, crossovers, cars, and automobile parts and accessories, and it also provides vehicle financing through GM Financial, making money from vehicle sales to dealers and fleet customers and from its financing segment.

GM’s profit model is split between core vehicle operations (tracked via GM North America and GM International segment EBIT) and the financing arm (tracked via GM Financial EBT), so earnings direction depends on both vehicle profitability and financing segment results.

Business quality (Weak): Core segments are defined (GM North America, GM International, Cruise, GM Financial), but the provided dataset does not include reportable segment revenue breakdowns, limiting how precisely we can map segment results to total revenue.

Valuation: At 29× earnings, GM trades 45% above the Automobiles & Trucks average (20×). Note: one-time items can distort reported P/E.

Bull case

Diversified earnings sources across vehicle operations and GM Financial: The company reports separate segment profit metrics for GMNA (EBIT-adjusted) and GM Financial (EBT), reflecting a profit model that does not rely only on vehicle operations.
Positive vehicle and financing profitability in the latest quarter: In the dataset for 2026-03-31, GMNA EBIT-adjusted (segment) is positive, and GM Financial EBT (segment) is also positive.

Bear case

Earnings can be sensitive to weakness in either vehicle or financing profitability: Because vehicle profitability is reflected in GMNA and GM International segment EBIT measures, and financing profitability is reflected in GM Financial EBT, a decline in either area could pressure overall results.
Limited visibility on segment revenue mix from the provided facts: The dataset does not provide reportable segment revenue values, so it is harder for investors to assess how much of total revenue is tied to each segment when evaluating performance.

Valuation — source: SEC EDGAR (first-party)
Price	$87.94
Market Cap	$77.16B
P/E Ratio	9.7
EV / EBITDA	2.6
Price / Book	1.21
Price / Sales	0.42
FCF Yield	29.4%
DCF Value (model)	$57.41
DCF Upside vs Price	-34.7%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$185.02B
Net Margin	1.5%
Revenue Growth (YoY)	-5.1%
EPS Growth (YoY)	132.3%
FCF Growth (YoY)	-281.4%

Financial Health — source: SEC EDGAR
Altman Z-Score	1.23 (distress)

Valuation vs Sector & Industry
Stock P/E	9.7
Sector P/E (Consumer Discretionary)	20.7
Industry P/E (Automobiles & Trucks)	17.4
vs Sector	-53.2%
vs Industry	-44.3%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	VANGUARD GROUP INC ($8.79B)
Institutional Holders Tracked	10
Congressional Trades (recent)	10

Company
Sector	Consumer Discretionary
Industry	Automobiles & Trucks
CEO	Mary T. Barra
Employees	162,000
Country	US
IPO Date	2010-11-18

Related Companies (Automobiles & Trucks; 8 comparable companies)

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.