Franklin Financial Services Corporation (FRAF) Stock

Franklin Financial Services Corporation (FRAF) is a Financials stock trading at $61.52 (as of 2026-06-18), with a market capitalization of $261.18M and a trailing P/E of 11.5. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Franklin Financial Services Corporation is a bank holding company for Farmers and Merchants Trust Company of Chambersburg, providing commercial and retail banking and trust-related services. It serves small and medium-sized businesses, individuals, government entities, and nonprofits through deposit products, lending for multiple purposes, and investment, trust, custodial, and safe-deposit services.

Valuation — source: SEC EDGAR (first-party)

Price	$61.52
Market Cap	$261.18M
P/E Ratio	11.5
EV / EBITDA	2.0
Price / Book	1.54
Price / Sales	2.40
Dividend Yield	2.1%
DCF Value (model)	$107.31
DCF Upside vs Price	74.4%

Profitability & Growth — source: SEC EDGAR

Revenue (TTM)	$114.37M
Net Margin	18.6%
Return on Equity	13.4%
Revenue Growth (YoY)	2.6%
EPS Growth (YoY)	68.2%

Valuation vs Sector & Industry

Stock P/E	11.5
Sector P/E (Financials)	14.2
Industry P/E (Banking)	12.4
vs Sector	-19.1%
vs Industry	-7.0%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures

Top Institutional Holder	BlackRock, Inc. ($13.56M)
Institutional Holders Tracked	10

Company

Sector	Financials
Industry	Banking
CEO	Craig W. Best
Employees	306
Country	US
IPO Date	1994-04-06

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

• C&F Financial Corporation (CFFI)
• FB Bancorp, Inc. Common Stock (FBLA)
• LCNB Corp. (LCNB)
• First Community Corporation (FCCO)
• First National Corporation (FXNC)
• Chain Bridge Bancorp, Inc. (CBNA)
• First Internet Bancorp - Fixed- (INBKZ)
• National Bankshares, Inc. (NKSH)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.