Princeton Bancorp, Inc. (BPRN) Stock

Princeton Bancorp, Inc. (BPRN) is a Financials stock trading at $42.60 (as of 2026-08-21), with a market capitalization of $290.24M and a trailing P/E of 11.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Princeton Bancorp, Inc. is a bank holding company that provides business and personal banking services. It offers retail banking, residential one-to-four-family mortgage loans, multi-family and commercial mortgage loans, construction and commercial business loans, and consumer lending products such as home equity loans and lines of credit.

Understand Princeton Bancorp, Inc.: how it makes money

Princeton Bancorp, Inc. operates as a full-service bank holding company, providing business and personal banking including residential, multi-family, commercial, construction, and consumer lending, and it earns money through its lending and related banking services.

The company’s profit model is structurally tied to loan credit quality, because trends in Non-Performing Assets and the Allowance for Credit Losses Coverage Ratio to Period End Loans reflect how much of the lending book may require credit cost recognition.

Business quality (Mixed): The provided snapshot highlights credit risk monitoring through two operating KPIs, but it does not include any reportable business segments or a revenue split by product line.

Valuation: At 13× earnings, BPRN trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Broad lending and banking offering: It serves businesses and consumers with multiple loan categories, including one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans.
  • Credit risk is explicitly tracked: The company discloses operational KPIs for Non-Performing Assets and for the Allowance for Credit Losses Coverage Ratio to Period End Loans, which helps investors assess loan portfolio health.

Bear case

  • Credit quality can pressure results: Non-Performing Assets indicate portions of the loan portfolio that are not performing as expected, which can translate into higher credit costs.
  • Provisioning adequacy depends on coverage: The Allowance for Credit Losses Coverage Ratio to Period End Loans reflects how coverage compares to period-end loans, and changes can signal rising or falling credit risk.
Valuation — source: SEC EDGAR (first-party)
Price$42.60
Market Cap$290.24M
P/E Ratio11.2
EV / EBITDA6.7
Price / Book1.04
Price / Sales2.28
FCF Yield8.1%
DCF Value (model)$39.48
DCF Upside vs Price-7.3%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$130.55M
Net Margin14.3%
Revenue Growth (YoY)-3.4%
EPS Growth (YoY)940.0%
FCF Growth (YoY)-38.2%
Valuation vs Sector & Industry
Stock P/E11.2
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
vs Sector-25.6%
vs Industry-13.4%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderALLIANCEBERNSTEIN L.P. ($19.45M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOEdward J. Dietzler
Employees242
CountryUS
IPO Date2017-05-31

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BPRN earnings history · BPRN institutional & insider holders · BPRN KPIs & operating metrics · BPRN financials · BPRN investor presentations & press releases · BPRN SEC filings · BPRN peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.