First Community Corporation (FCCO) Stock

First Community Corporation (FCCO) is a Financials stock trading at $33.76 (as of 2026-08-21), with a market capitalization of $317.33M and a trailing P/E of 13.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

First Community Corporation is a bank holding company for First Community Bank, providing commercial and retail banking, mortgage banking, and investment advisory services. It serves small and mid-sized businesses, professional clients, and individuals with deposit accounts, lending products, and related banking services.

Understand First Community Corporation: how it makes money

First Community Corporation operates First Community Bank, providing commercial and retail banking, mortgage banking, and investment advisory services, and it makes money through its deposit-based banking activities plus mortgage banking and investment advisory lines tied to production and assets under management.

Profit at this bank holding company is structurally tied to its operating lines, where mortgage banking performance shows up in mortgage production and advisory performance shows up in assets under management.

Revenue by segment (latest quarter)
Mortgage	$0.0B
Advisory	$0.0B

Business quality (Solid): In the provided data, total revenue is shown as 0.0B, gross margin is not available, and segment revenue coverage is partial, so the clearest operating signals are the disclosed AUM for the investment advisory line and mortgage production for mortgage banking.

Valuation: At 12× earnings, FCCO trades in line with the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Investment advisory AUM is available as a measurable operating driver: Assets Under Management in the Investment Advisory Line of Business is reported at 1.13 USD_B, giving investors a direct line of sight into the scale of the advisory business.
Mortgage banking has an identifiable production metric: Residential Mortgage Banking Production is reported at 0.16 USD_B, which helps track activity in the mortgage line of business.

Bear case

Provided segment revenue data is sparse, limiting revenue attribution: Only mortgage and investment advisory segment revenue figures are available from the supplied candidates, and total revenue is shown as 0.0B, which makes it hard to validate the full mix across the company’s other reported banking lines.
Key profitability fields are missing in the provided snapshot: Gross margin_pct is null and operating_margin_pct is not interpretable from the provided value, reducing confidence in near-term profit analysis.

Valuation — source: SEC EDGAR (first-party)
Price	$33.76
Market Cap	$317.33M
P/E Ratio	13.7
EV / EBITDA	5.4
Price / Book	1.39
Price / Sales	347.57
FCF Yield	2.2%
DCF Value (model)	$31.29
DCF Upside vs Price	-7.3%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$922000.00
Net Margin	2083.0%
Revenue Growth (YoY)	-4.9%
EPS Growth (YoY)	19.1%
FCF Growth (YoY)	429.5%

Valuation vs Sector & Industry
Stock P/E	13.7
Sector P/E (Financials)	15.1
Industry P/E (Banking)	13.0
vs Sector	-9.1%
vs Industry	5.9%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	Fourthstone LLC ($17.41M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Michael C. Crapps
Employees	260
Country	US
IPO Date	1999-03-09

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.