Fifth District Savings Bank (FDSB) is a Financials stock trading at $18.32 (as of 2026-09-02), with a market capitalization of $95.92M and a trailing P/E of 22.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.
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Fifth District Savings Bank is a small New Orleans community bank offering checking accounts, residential mortgages, and home equity products to local households. Revenue comes from the spread between what it pays depositors and what it earns on loans, a model that is steady but sensitive to interest rates.
Profit is the net interest spread: the gap between interest paid on deposits and interest collected on mortgages and other loans.
Business quality (Unprofitable): A very small, single-market community bank. The 'Unprofitable' quality grade and 3% ROE point to marginal economics with little room for error.
| Price | $18.32 |
| Market Cap | $95.92M |
| P/E Ratio | 22.6 |
| EV / EBITDA | 15.0 |
| Price / Book | 0.74 |
| Price / Sales | 4.24 |
| FCF Yield | 1.0% |
| DCF Value (model) | $11.16 |
| DCF Upside vs Price | -39.1% |
| Revenue (TTM) | $605000.00 |
| Net Margin | 675.7% |
| Revenue Growth (YoY) | 5.8% |
| EPS Growth (YoY) | -86.9% |
| FCF Growth (YoY) | 139.4% |
| Stock P/E | 22.6 |
| Sector P/E (Financials) | 14.9 |
| Industry P/E (Banking) | 12.7 |
| vs Sector | 51.7% |
| vs Industry | 78.2% |
| Top Institutional Holder | ALLIANCEBERNSTEIN L.P. ($4.68M) |
| Institutional Holders Tracked | 10 |
| Sector | Financials |
| Industry | Banking |
| CEO | Amie L. Lyons |
| Employees | 67 |
| Country | US |
| IPO Date | 2024-08-01 |
Data as of 2026-09-02.
Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.