Consumer Portfolio Services, Inc. (CPSS) Stock

Consumer Portfolio Services, Inc. (CPSS) is a Financials stock trading at $9.72 (as of 2026-06-18), with a market capitalization of $213.95M and a trailing P/E of 11.2. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Consumer Portfolio Services, Inc. purchases and services retail automobile installment contracts originated by franchised and select independent automobile dealers, providing customers with indirect financing for purchases of new and used automobiles, light trucks, and passenger vans. It also serves as a source of dealer financing and acquires certain installment purchase contracts, with contract servicing conducted through branches in California, Nevada, Virginia, Florida, and Illinois.

Valuation — source: SEC EDGAR (first-party)
Price	$9.72
Market Cap	$213.95M
P/E Ratio	11.2
EV / EBITDA	0.7
Price / Book	0.66
Price / Sales	0.47
DCF Value (model)	$284.21
DCF Upside vs Price	2822.5%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$434.47M
Net Margin	4.4%
Return on Equity	6.4%
Revenue Growth (YoY)	5.1%
EPS Growth (YoY)	13.6%
FCF Growth (YoY)	13.1%

Valuation vs Sector & Industry
Stock P/E	11.2
Sector P/E (Financials)	14.2
Industry P/E (Banking)	12.4
vs Sector	-21.2%
vs Industry	-9.4%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	Black Diamond Capital Management I, LLLP ($39.63M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Charles E. Bradley Jr.
Employees	943
Country	US
IPO Date	1992-10-22

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Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.