USBC, Inc. (USBC) Stock

USBC, Inc. (USBC) is a Financials stock trading at $0.43 (as of 2026-08-20), with a market capitalization of $166.90M. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

USBC, Inc., together with its subsidiaries, operates in digital financial technologies business in United States. The company develops transformative financial services, including digital assets, banking solutions, and non-invasive health monitoring research. It is also involved in identifying and measuring material or analyte using electromagnetic energy to detect, record, identify, and measure the signature of materials or analytes. The company was formerly known as Know Labs, Inc. and changed its name to USBC, Inc. in August 2025. USBC, Inc. was incorporated in 1998 and is based in Reno, Nevada.

Understand USBC, Inc.: how it makes money

USBC, Inc. builds digital financial technologies, including digital assets and banking solutions, and it also pursues non-invasive health monitoring research and electromagnetic energy based material or analyte detection.

The profit model depends on turning its two technology tracks, digital financial services and electromagnetic health monitoring or analyte detection research, into commercial revenue and repeatable customer demand.

Business quality (Weak): Business description shows multiple technology directions, but the latest quarter figures provided show revenue at 0.0B and a very large negative operating margin, which raises questions about near-term monetization.

Valuation: At 0× earnings, USBC trades 96% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

Multiple technology platforms: USBC is working on both digital financial services (digital assets and banking solutions) and non-invasive health monitoring and electromagnetic detection capabilities.
Category expansion potential: If its digital assets and banking solutions gain traction, USBC could monetize beyond health monitoring research, using its broader digital financial technologies focus.
Recent corporate branding change: The company changed its name from Know Labs, Inc. to USBC, Inc. in August 2025, which can coincide with efforts to reframe the business for the market.

Bear case

Near-term monetization risk: The latest quarter provided reports revenue at 0.0B, suggesting limited or unreported commercialization at this time.
Very large negative operating margin: For the period ending 2026-03-31, the operating margin provided is -103222.7, indicating significant operating losses relative to the reported revenue base.
Execution complexity across distinct tech areas: USBC combines digital financial technology work with electromagnetic energy based detection and health monitoring research, which can increase development and commercialization risk.

Valuation — source: SEC EDGAR (first-party)
Price	$0.43
Market Cap	$166.90M
Price / Book	3.60
Price / Sales	4324.34
FCF Yield	-2.7%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$0.00

Valuation vs Sector & Industry
Sector P/E (Financials)	15.1
Industry P/E (Banking)	12.9

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	CRCM LP ($214411.00)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Robert Gregory Kidd
Employees	11
Country	US
IPO Date	2006-04-18

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Data as of 2026-08-20.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.