Bankwell Financial Group, Inc. (BWFG) Stock

Bankwell Financial Group, Inc. (BWFG) is a Financials stock trading at $66.30 (as of 2026-08-21), with a market capitalization of $528.54M and a trailing P/E of 12.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Bankwell Financial Group, Inc. is a bank holding company for Bankwell Bank, providing deposit products such as checking, savings, money market accounts, and certificates of deposit, along with a range of mortgage and other lending services for individual and commercial customers. It operates multiple branch locations in Connecticut.

Understand Bankwell Financial Group, Inc.: how it makes money

Bankwell Financial Group is the bank holding company for Bankwell Bank, it offers deposit products like checking, savings, money market, and certificates of deposit, and it generates revenue through lending such as first mortgage loans, home equity loans and lines of credit, and loans secured by commercial real estate.

For a traditional bank like Bankwell, profitability is structurally driven by the gap between what it earns on newly funded loans (Funded New Loans, Loan Originations) and what it pays as deposits reprice or mature (Time Deposits Maturing in the Next Twelve Months, Retail Certificates of Deposit Repricing Amount, Brokered Certificates of Deposit Repricing Amount), with credit outcomes reflected in Net Charge-Offs and related credit events.

Business quality (Strong): Good visibility into credit and deposit repricing drivers via operating KPIs, but limited segment breakdown and no full revenue or margins context provided for the quarter.

Valuation: At 11× earnings, BWFG trades 12% below the Banking average (13×). Note: one-time items can distort reported P/E.

Bull case

  • Loan activity is occurring: Funded New Loans are 0.24 USD_B and Loan Originations (New Loans Funded) are 0.19 USD_B for the latest quarter.
  • Credit losses look contained: Net Charge-Offs are 0.0 USD_B, and Charge-Offs are 0.0 USD_B for the latest quarter.

Bear case

  • Deposit funding pressure can rise as CDs and time deposits mature or reprice: Time Deposits Maturing in the Next Twelve Months are 1.13 USD_B, with Retail Certificates of Deposit Repricing Amount at 0.71 USD_B and Brokered Certificates of Deposit Repricing Amount at 0.56 USD_B.
  • Some credit stress is visible in specific loan categories: Commercial Real Estate Loan Placed on Nonperforming Status is 0.03 USD_B and Multifamily Loan Balance on Downgraded Loan is 0.03 USD_B.
  • Loan runoff and deposit mix changes can affect earning assets: Loan Payoff Activity is 0.15 USD_B and Brokered Deposits Decrease is 0.08 USD_B for the latest quarter.
Valuation — source: SEC EDGAR (first-party)
Price$66.30
Market Cap$528.54M
P/E Ratio12.3
EV / EBITDA5.2
Price / Book1.63
Price / Sales176.47
FCF Yield6.5%
DCF Value (model)$89.99
DCF Upside vs Price35.7%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$2.83M
Net Margin1245.5%
Revenue Growth (YoY)-1.3%
EPS Growth (YoY)33.6%
FCF Growth (YoY)64.7%
Valuation vs Sector & Industry
Stock P/E12.3
Sector P/E (Financials)15.1
Industry P/E (Banking)13.0
vs Sector-18.3%
vs Industry-4.9%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Insider Buys (12mo)36
Insider Sells (12mo)11
Top Institutional HolderBlackRock, Inc. ($23.30M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOChristopher R. Gruseke
Employees145
CountryUS
IPO Date2010-04-05

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BWFG earnings history · BWFG institutional & insider holders · BWFG KPIs & operating metrics · BWFG financials · BWFG investor presentations & press releases · BWFG SEC filings · BWFG peers · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-08-21.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.