ChoiceOne Financial Services, Inc. (COFS) Stock

ChoiceOne Financial Services, Inc. (COFS) is a Financials stock trading at $31.91 (as of 2026-06-18), with a market capitalization of $470.22M and a trailing P/E of 7.7. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

ChoiceOne Financial Services, Inc. is the bank holding company for ChoiceOne Bank, providing community banking services in Michigan to corporations, partnerships, and individuals. The company offers deposit products, safe deposit and automated transaction machine services, commercial and consumer lending, alternative investment products such as annuities and mutual funds, and sells certain insurance policies, operating full-service and loan production offices in multiple counties.

Valuation — source: SEC EDGAR (first-party)
Price	$31.91
Market Cap	$470.22M
P/E Ratio	7.7
EV / EBITDA	5.6
Price / Book	1.04
Price / Sales	2.02
Dividend Yield	3.5%
DCF Value (model)	$29.22
DCF Upside vs Price	-8.4%

Profitability & Growth — source: SEC EDGAR
Revenue (TTM)	$227.62M
Net Margin	12.4%
Return on Equity	11.9%
Revenue Growth (YoY)	31.7%
EPS Growth (YoY)	-170.0%
FCF Growth (YoY)	-76.7%

Valuation vs Sector & Industry
Stock P/E	7.7
Sector P/E (Financials)	14.2
Industry P/E (Banking)	12.4
vs Sector	-45.6%
vs Industry	-37.5%

Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional Holder	BlackRock, Inc. ($27.09M)
Institutional Holders Tracked	10

Company
Sector	Financials
Industry	Banking
CEO	Kelly J. Potes
Employees	605
Country	US
IPO Date	2001-06-21

Related Companies (Business model: Universal / Commercial Bank; 8 closest by market cap; US-domiciled)

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.