Bread Financial Holdings, Inc. (BFH) Stock

Bread Financial Holdings, Inc. (BFH) is a Financials stock trading at $102.35 (as of 2026-06-18), with a market capitalization of $3.57B and a trailing P/E of 8.3. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Bread Financial Holdings provides payment and lending solutions, including financing for credit cards and other loans, with capabilities such as risk management, account origination, and funding. It originates and services loans for private label, co-brand, and general-purpose credit card programs and Bread installment (split-pay) products, and supports merchant partners and developers through digital and data services.

Valuation — source: SEC EDGAR (first-party)
Price$102.35
Market Cap$3.57B
P/E Ratio8.3
EV / EBITDA6.0
Price / Book1.24
Price / Sales1.06
Dividend Yield0.9%
DCF Value (model)$969.79
DCF Upside vs Price847.5%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$3.85B
Net Margin13.5%
Return on Equity16.9%
Debt / Equity1.30
Revenue Growth (YoY)4.9%
EPS Growth (YoY)49.1%
Valuation vs Sector & Industry
Stock P/E8.3
Sector P/E (Financials)14.2
Industry P/E (Banking)12.4
vs Sector-41.7%
vs Industry-33.0%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($378.74M)
Institutional Holders Tracked10
Company
SectorFinancials
IndustryBanking
CEOAllegra S. Driscoll
Employees6,000
CountryUS
IPO Date2001-06-15

Related Companies (Business model: Specialty Finance / Lending; 8 closest by market cap; US-domiciled)

  • SLM Corporation (SLM)
  • Lemonade, Inc. (LMND)
  • Nelnet, Inc. (NNI)
  • Credit Acceptance Corporation (CACC)
  • HA Sustainable Infrastructure Capital, Inc. (HASI)
  • Enova International, Inc. (ENVA)
  • McGrath RentCorp (MGRC)
  • LendingClub Corporation (LC)
BFH earnings history · BFH institutional & insider holders · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-06-18.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.