Bread Financial Holdings, Inc. (BFH) KPIs & Operating Metrics

Bread Financial Holdings, Inc. (BFH) key performance indicators and operating metrics (22 metrics) from SEC EDGAR filings, earnings calls, and investor decks. First-party data.

KPIs — source: SEC EDGAR, earnings calls, investor decks
MetricLatest ValuePeriod
Delinquency Rate5.59 percentFY2026-Q1
Net Interest Margin19.30 percentFY2026-Q1
Reserve Rate11.46 percentFY2026-Q1
Credit Sales6.5BFY2026-Q1
End-of-period direct-to-consumer deposits8.7BFY2026-Q1
Common Equity Tier 1 Capital Ratio13.30 percentFY2026-Q1
Total non-interest expenses472MFY2026-Q1
Tangible Book Value Per Common Share61.57FY2026-Q1
Net Principal Losses-331MFY2026-Q1
Return on Average Tangible Common Equity27.40 percentFY2026-Q1
Total risk-based capital ratio16.90 percentFY2026-Q1
30 Days Plus Delinquencies Principal901MFY2026-Q1
Average Credit Card and Other Loans18.28BFY2026-Q1
End-of-period Credit Card and Other Loans18.12BFY2026-Q1

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Data sourced from U.S. SEC EDGAR filings, earnings call transcripts, and investor decks. Not personalized investment advice.