Travel + Leisure Co. (TNL) Stock

Travel + Leisure Co. (TNL) is a Consumer Discretionary stock trading at $76.28 (as of 2026-07-27), with a market capitalization of $4.76B and a trailing P/E of 12.6. Figures are sourced from first-party U.S. SEC EDGAR filings and market data.

Travel + Leisure Co. and its subsidiaries provide hospitality services and related products in the U.S. and internationally through two segments: Vacation Ownership and Travel and Membership. Vacation Ownership sells vacation ownership interests, arranges related consumer financing, and manages resort properties, while Travel and Membership operates vacation exchange and home exchange offerings, travel technology and membership services, and direct-to-consumer rentals for consumers.

Understand Travel + Leisure Co.: how it makes money

Travel + Leisure Co. provides hospitality services and products, selling vacation ownership interests (VOIs) to consumers and operating vacation exchange and membership travel businesses. It makes money through VOI sales, consumer financing tied to VOI purchases, property management services at resorts, and fees from travel and exchange memberships.

The profit model is built on the VOI installed base, where upfront VOI sales create future monetization through ongoing property management and travel exchange or membership-related revenue, captured by the company’s reported "Embedded revenue potential".

Revenue by segment (latest quarter)
VOI$0.9B
Travel & Mbr$0.2B

Business quality (Weak): Clear, two-segment business model (Vacation Ownership and Travel and Membership) with an operating focus indicator ("Embedded revenue potential"). The main limitation in the provided data is the lack of explicit segment margin or cash flow detail for every segment.

Valuation: At 19× earnings, TNL trades 31% below the Restaurants, Hotels & Motels average (27×). Note: one-time items can distort reported P/E.

Bull case

  • Diversified monetization inside Vacation Ownership: Vacation Ownership develops, markets, and sells VOIs, provides consumer financing connected to VOI sales, and provides property management services at resorts, which can support multiple revenue streams.
  • Business model emphasizes future monetization: The company highlights "Embedded revenue potential," which indicates the economics are not only dependent on new VOI sales but also on revenue expected from the existing base.

Bear case

  • Consumer-driven demand risk: VOI sales and travel membership usage depend on consumers choosing and sustaining travel and vacation ownership, so demand softness can pressure results.
  • Financing-related exposure: Because Vacation Ownership includes consumer financing in connection with VOI sales, performance of that financing can affect overall outcomes.
  • Segment mix and execution risk: Travel and Membership includes vacation exchange brands, a home exchange network, and travel offerings, so changing mix or weaker engagement in these products can impact segment performance.
Valuation — source: SEC EDGAR (first-party)
Price$76.28
Market Cap$4.76B
P/E Ratio12.6
EV / EBITDA11.5
Price / Sales1.18
FCF Yield14.3%
DCF Value (model)$71.88
DCF Upside vs Price-5.8%
Profitability & Growth — source: SEC EDGAR
Revenue (TTM)$4.02B
Net Margin5.7%
Revenue Growth (YoY)4.1%
EPS Growth (YoY)-40.2%
FCF Growth (YoY)36.6%
Valuation vs Sector & Industry
Stock P/E12.6
Sector P/E (Consumer Discretionary)21.8
Industry P/E (Restaurants, Hotels & Motels)26.5
vs Sector-42.3%
vs Industry-52.5%
Smart-Money Activity — SEC Form 4 / 13F / Congressional disclosures
Top Institutional HolderVANGUARD GROUP INC ($671.42M)
Institutional Holders Tracked10
Congressional Trades (recent)5
Company
SectorConsumer Discretionary
IndustryRestaurants, Hotels & Motels
CEOMichael D. Brown
Employees19,000
CountryUS
IPO Date2006-07-19

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TNL earnings history · TNL institutional & insider holders · TNL KPIs & operating metrics · Congress trades · Insider trades · Short interest · Stock screener

Data as of 2026-07-27.

Figures sourced from U.S. Securities and Exchange Commission (SEC EDGAR) filings and market data. Not personalized investment advice.